OpenCryptoCards
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prepaid Card

Rizon Visa Card

by Rizon

Rizon is a global, non-custodial financial super-app that enables users to spend stablecoins (USDC/USDT) directly from their self-custody wallet using a Visa card. It supports Apple Pay and Google Pay, offers up to 5% cashback via its gamified 'RizPoints' system, and allows for global spending without banking intermediaries.

Official Site
Rizon Visa Card Logo
RIZON VISA CARD
Rizon
Cashback
Up to 5%
Annual Fee
Free
FX Fee
1.5%
Staking
None
5%
Max Cashback
Paid in RizPoints
$0
Annual Fee
1
Premium Perks
Available Regions

Unique Features

  • Smart Contract Wallet infrastructure
  • Social login (Privy) for easy non-custodial access

Pros

  • True non-custodial ownership (keys held by user)
  • Works with Apple Pay & Google Pay
  • Multi-chain support (Solana, Base, Arb, Eth)
  • No monthly fees
  • Up to 5% rewards for high-volume spenders

Cons

  • 2% + $3 ATM fee is high
  • 1.5% FX fee applies to non-USD spend
  • Metal cards currently 'Coming Soon'
  • Reward value depends on 'RizPoints' redemption rates

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown

Available In (1)

Global

Not Available In (10)

BelarusCubaIranMyanmarNorth KoreaRussia
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
Issuance$10
ShippingFree
Replacement$10

Tier Comparison

Standard / Basic

0.1% Cashback
Stake Required
Free
Issuance Fee
$10
Replacement Fee
$10
FX Fee
1.5% on non-USD transactions
ATM Fee
2% + $3.00 USD

Fee Structure

Annual FeeFree
Monthly FeeNone
FX Fee1.5%
Issuance Fee$10
Shipping FeeFree
Replacement Fee$10
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit2%

Detailed Fee Structure

FX Fee1.5%
ATM Fee2% + $3.00
Component 12%
Component 2$3.00

Detailed Limits

ATM Limits$250/day
Daily Amount
250 USD

Fee Details

Standard issuance is $10 (virtual), though promos/referrals often reduce this to $1 or free. FX Fee: 1.5% on non-USD spend. ATM Fee: 2% + $3.00. \n- Network fees apply for on-chain deposits (paid by user).

Limits & Conditions

No spending limits other than available wallet balance. ATM Withdrawal Limit: $250/day. No limit on deposits or receiving funds.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureRain Cards

Supported Assets

Chains
Ethereum
Ethereum
Solana
Solana
Polygon
Polygon
Arbitrum
Arbitrum
Base
Base
Avalanche
Avalanche
Tokens
USDC
USDC
USDT
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

RizPointsVolume-based reward system earning up to 5% cashback equivalent.
Rewards Program DetailsRewards are paid in RizPoints, which can be redeemed for cashback or perks. The earn rate is dynamic based on user tier (Volume-based). - Base Rate: ~0.1% - Top Tier (Diamond): Up to 5% equivalent value. Note: '20 RizPoints' is advertised with a value of ~$200 in referral contexts, implying high variable value per point depending on redemption.
Payout Frequency
Instant
Exclusions
ATM withdrawals, cash equivalents, gift cards, gambling, and peer-to-peer transfers.

Frequently Asked Questions

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