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prepaid Card•
Rizon Visa Card
by Rizon
Rizon is a global, non-custodial financial super-app that enables users to spend stablecoins (USDC/USDT) directly from their self-custody wallet using a Visa card. It supports Apple Pay and Google Pay, offers up to 5% cashback via its gamified 'RizPoints' system, and allows for global spending without banking intermediaries.

RIZON VISA CARD
Rizon
Cashback
Up to 5%
Annual Fee
Free
FX Fee
1.5%
Staking
None
5%
Max Cashback
Paid in RizPoints
$0
Annual Fee
1
Premium Perks
Available Regions
Unique Features
- Smart Contract Wallet infrastructure
- Social login (Privy) for easy non-custodial access
Pros
- True non-custodial ownership (keys held by user)
- Works with Apple Pay & Google Pay
- Multi-chain support (Solana, Base, Arb, Eth)
- No monthly fees
- Up to 5% rewards for high-volume spenders
Cons
- 2% + $3 ATM fee is high
- 1.5% FX fee applies to non-USD spend
- Metal cards currently 'Coming Soon'
- Reward value depends on 'RizPoints' redemption rates
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (10)
BelarusCubaIranMyanmarNorth KoreaRussia
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
Issuance$10
ShippingFree
Replacement$10
Tier Comparison
Standard / Basic
0.1% CashbackStake Required
Free
Issuance Fee
$10
Replacement Fee
$10
FX Fee
1.5% on non-USD transactions
ATM Fee
2% + $3.00 USD
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1.5%
Issuance Fee$10
Shipping FeeFree
Replacement Fee$10
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit2%
Detailed Fee Structure
FX Fee1.5%
ATM Fee2% + $3.00
Component 12%
Component 2$3.00
Detailed Limits
ATM Limits$250/day
Daily Amount
250 USD
Fee Details
Standard issuance is $10 (virtual), though promos/referrals often reduce this to $1 or free. FX Fee: 1.5% on non-USD spend. ATM Fee: 2% + $3.00. \n- Network fees apply for on-chain deposits (paid by user).
Limits & Conditions
No spending limits other than available wallet balance. ATM Withdrawal Limit: $250/day. No limit on deposits or receiving funds.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureRain Cards
Supported Assets
Chains
Ethereum
Solana
Polygon
Arbitrum
Base
Avalanche
Tokens
USDC
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
RizPointsVolume-based reward system earning up to 5% cashback equivalent.
Rewards Program DetailsRewards are paid in RizPoints, which can be redeemed for cashback or perks. The earn rate is dynamic based on user tier (Volume-based).
- Base Rate: ~0.1%
- Top Tier (Diamond): Up to 5% equivalent value.
Note: '20 RizPoints' is advertised with a value of ~$200 in referral contexts, implying high variable value per point depending on redemption.
Payout Frequency
Instant
Exclusions
ATM withdrawals, cash equivalents, gift cards, gambling, and peer-to-peer transfers.


