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Solid Card

by Rain

The Solid Card is a Visa card issued by Rain or Wirex, depending on country of residence (assigned automatically). Users spend yield-bearing SoUSD from a non-custodial wallet. Core 3% USDC (Prime 4 / Ultra 5).

Referral Bonus
$15
Referral bonus gift
Solid Card Logo
SOLID CARD
Rain
Cashback
Up to 5%
Annual Fee
Free
FX Fee
2%
Staking
None
5%
Max Cashback
Paid in USDC
$0
Annual Fee
1
Premium Perks
Available Regions

Unique Features

  • Spend directly from a yield-bearing asset (SoUSD)
  • Account Abstraction technology for gasless/smooth UX
  • Integration with the Fuse network ecosystem

Pros

  • Earn yield (via SoUSD) on funds until the moment of purchase
  • Non-custodial: you retain control of your assets
  • No top-up, maintenance or cross-border fees
  • Free instant virtual card issuance
  • High cashback

Cons

  • Virtual-only at launch (no physical card yet)
  • FX fee on non-USD purchases: 2% Core, 1.5% Prime, 1% Ultra
  • Prime ($199/year or 12-month FUSE lock) and Ultra (12-month FUSE lock) required for higher cashback
  • Cashback paid in USDC

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Credit Mode
IBAN Support
Debit Mode
AvailableExcludedUnknown

Available In (104)

AndorraAntigua and BarbudaArgentinaAustraliaAustriaAzerbaijan

Not Available In (43)

AfghanistanAlgeriaAngolaBelarusBhutanBurkina Faso
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Tier Comparison

Core

3% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
Free
FX Fee
2% total on non-USD (1% card provider + 1% Solid); USD free

Fee Structure

Annual FeeFree
Monthly FeeNone
FX Fee2%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

FX Fee2% (Non-USD purchases only: 1% card-provider FX fee (Rain/Wirex, built into the rate) + Solid FX fee 1% Core / 0.5% Prime / 0% Ultra = 2% / 1.5% / 1% total. USD spend free; cross-border and international transaction fees covered by Solid.)

Non-USD purchases only: 1% card-provider FX fee (Rain/Wirex, built into the rate) + Solid FX fee 1% Core / 0.5% Prime / 0% Ultra = 2% / 1.5% / 1% total. USD spend free; cross-border and international transaction fees covered by Solid.

Detailed Limits

Spending Limits$2,000/day
Daily
2,000 USD

Fee Details

Card issuance, monthly/annual fee and top-up are free at every tier (minimum card deposit $10); no transaction fee on standard transactions; spending in USD is free. Non-USD purchases carry a 1% card-provider FX fee (Rain or Wirex, built into the exchange rate) plus a Solid FX fee of 1% (Core), 0.5% (Prime) or 0% (Ultra): 2% / 1.5% / 1% total. Cross-border and international transaction fees are covered by Solid. Gas fees for on-chain operations (minting SoUSD) are abstracted or user-paid depending on the specific action, though the spending experience is designed to be gasless.

Limits & Conditions

Daily spending limit is $2,000 for the Virtual card and $10,000 for the upcoming Premium card.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeAccount Abstraction (ERC-4337)
InfrastructureBridge

Supported Assets

Chains
Fuse
Fuse
Ethereum
Ethereum
Tokens
USDC
USDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

Subscription Cashback (Prime/Ultra)Extra cashback on subscriptions in four categories (AI tools, streaming, music, gaming): Ultra 50% back in all four, Prime 25% in up to two; one subscription per category per month, up to $50 per payment.
Rewards Program DetailsCore 3% USDC (monthly cap $50); Prime 4% (cap $100); Ultra 5% (cap $200). Paid in USDC.
Referral Bonus
$15
Payout Frequency
14 days after transaction settles
Exclusions
None specified

Frequently Asked Questions

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