OpenCryptoCards
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credit Card

Swype.fun Card

by BrahmaFi Ltd

Swype.fun is a virtual DeFi-native Visa card that acts as a frontend for Brahma's execution layer. It is distinct from generic 'Swype' gift cards. It features two modes: 'Spend Mode' (spending against stablecoin vault deposits) and 'Borrow Mode' (instant credit against collateral in Aave/Euler/HypurrFi). It is strictly non-custodial; Brahma never holds funds. The card is currently virtual-only and relies on a Progressive Web App (PWA). Availability is highly restricted, excluding many major nations (India, China, Russia) and specific US states.

Official Site
Swype.fun Card Logo
SWYPE.FUN CARD
BrahmaFi Ltd
Cashback
Variable
Annual Fee
Free
FX Fee
1%
Staking
None
N/A
Max Cashback
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • Spend Mode: Debt-free spending against vault deposits
  • Borrow Mode: Instant leverage against collateral
  • Direct integration with HypurrFi and Euler

Pros

  • True non-custodial architecture (Brahma never holds funds)
  • Earn protocol yield (Aave/Euler) while spending
  • Access to both Base and HyperEVM (Hyperliquid) ecosystems
  • No monthly or annual fees

Cons

  • High transaction fees (0.5% + FX + flat fees)
  • Virtual card only (no physical option)
  • Strict geographic restrictions (many US states + major countries blocked)
  • Liquidation risk is fully managed by the user

Integrations & Tech

Apple Pay
Google Pay
Debit Mode
IBAN Support
iOS App
Android App
Credit Mode
AvailableExcludedUnknown

Available In (29)

AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Fee Structure

Annual FeeFree
Monthly FeeNone
FX Fee1%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion0.5%
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

FX Fee0.5% (0.5% flat + 1% FX + $0.10-0.30 flat on non-USD)

0.5% flat + 1% FX + $0.10-0.30 flat on non-USD

Detailed Limits

Spending LimitsDynamic

Dynamic based on BrahmaFi collateral/vault value

Fee Details

0.5% flat execution fee on all transactions. Non-USD transactions incur an additional 1% FX fee + a flat charge ($0.10 for <$10, $0.30 for >$10). Dispute fee: $30. Borrowing interest is charged by the underlying protocol (Aave/Euler).

Limits & Conditions

Dynamic spending limits determined by BrahmaFi based on connected collateral/vault value. Users can set their own daily caps in the UI. No ATM support (Virtual only).

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeEOA
InfrastructureBrahma ConsoleKit

Supported Assets

Chains
Base
Base
HyperEVM
HyperEVM
Tokens
USDC
USDC
USDT
USDT
USDe
USDe
USDh
USDh
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsNo spending cashback. The primary 'reward' is the retention of protocol yield (e.g., Aave supply APY) on collateral while spending.

Frequently Asked Questions

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