01
05
prepaid Card•
1inch Card
by Monavate Ltd
The 1inch Card connects the 1inch DeFi wallet to the Mastercard network via the Baanx 'Crypto Life' infrastructure. It offers a physical and virtual card for spending crypto (converted to fiat) and features a 'CryptoDraft' option to borrow against assets rather than selling them.

1INCH CARD
Monavate Ltd
Cashback
Up to 2%
Annual Fee
Free
FX Fee
1.5%
Staking
None
2%
Max Cashback
Paid in 1INCH, USDT, BTC, BXX
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- CryptoDraft (Collateralized spending)
- Multi-chain top-up support
Pros
- Seamless integration with 1inch DeFi Wallet
- CryptoDraft feature allows spending without triggering taxable sales (via borrowing)
- Supports Apple Pay and Google Pay
Cons
- Not fully non-custodial (funds must be moved to card account)
- Foreign exchange and crypto conversion fees apply (~1-2%)
- No metal card or premium tiers currently available
- Limited to UK/EEA residents
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN. You cannot receive salary/bank transfers directly to the card.
AvailableExcludedUnknown
Available In (31)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
Replacement$10
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1.5%
Issuance FeeFree
Shipping FeeFree
Replacement Fee$10
Inactivity FeeNone
Crypto Conversion1%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Free Withdrawal Limit$200/monthly
Fee After Limit2%
Crypto Capabilities
Security & Custody
Custody ModelHybrid
Wallet TypeSmart Contract
InfrastructureCrypto Life / Baanx
Supported Assets
Chains
Ethereum
Polygon
Arbitrum
Optimism
BNB Chain
Avalanche
Gnosis
Fantom
Tokens
BTC
ETH
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsThe reward rate depends on the token you choose to be paid in. Standard tokens (BTC, USDT, 1INCH) typically earn 1%. The maximum 2% rate is exclusive to users who choose to earn rewards in BXX (the native token of Baanx, the card issuer).
Payout Frequency
Monthly
Exclusions
Cash withdrawals, quasi-cash (gambling, money orders), and refunds.


