01
05
prepaid Card•Referral Bonus•
Based Card
by Xfers Pte. Ltd
The Based Hype Card is a crypto-first prepaid Visa that allows users to spend stablecoins (USDC, USDT, XSGD) directly from their non-custodial smart wallet. It features auto-conversion at the point of sale and earns 'Based Gold' rewards. Currently only has the HYPE card and Apple Pay coming soon.
Referral Bonus
4% discount on trading fees
BASED CARD
Xfers Pte. Ltd
Cashback
Variable
Annual Fee
Free
FX Fee
1%
Staking
None
N/A
Max Cashback
Paid in Based Gold
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Gasless deposits via Gelato Relay
- Spending earns 'Based Gold' points toward future airdrops/rewards
- Integration with Hyperliquid for trading and spending in one app
Pros
- Direct spend of stablecoins without manual off-ramping
- High monthly spending limit ($90,000)
- Works with Google Pay
- Non-custodial/Hybrid wallet security (Smart Contract)
- Supported on low-cost chains (Hyperliquid, Solana, Arbitrum)
Cons
- $100 Issuance Fee (high compared to competitors)
- 1% FX Markup on foreign transactions
- No ATM withdrawal support
- Apple Pay not yet supported (as of Jan 1, 2026)
- Rewards value (Based Gold) is speculative/variable
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (74)
AfghanistanAlbaniaAlgeriaBangladeshBarbadosBelarus
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
Issuance$100
ShippingFree
Replacement$100
Tier Comparison
Hype Card
0% CashbackStake Required
Free
Issuance Fee
$100
Replacement Fee
$100
FX Fee
1% FX markup
ATM Fee
ATM withdrawals not supported
Tier Perks
•Auto-convert crypto
•Gasless deposits
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1%
Issuance Fee$100
Shipping FeeFree
Replacement Fee$100
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee1% (1% markup on foreign transactions)
1% markup on foreign transactions
Top-Up FeeNo fee
By Payment Method
USDC
USDT
XSGD
No top-up fees for supported stablecoins (USDC, USDT, XSGD)
Detailed Limits
Spending Limits$90,000/month
Monthly
90,000 USD
Fee Details
Issuance fee is $100. FX Markup is 1% on foreign transactions. No top-up fees for supported stablecoins (USDC, USDT, XSGD). Crypto-to-fiat conversion is automatic at the point of sale.
Limits & Conditions
Monthly spending limit is $90,000 USD. ATM withdrawals are currently NOT supported for the Hype card.
Crypto Capabilities
Security & Custody
Custody ModelHybrid
Wallet TypeSmart Contract
InfrastructureXfers / StraitsX / Gelato Relay
Supported Assets
Chains
Solana
Arbitrum
Polygon
Hyperliquid
Tokens
USDC
USDT
XSGD
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsRewards are 'Based Gold' points allocated for spending and trading activities. There is no fixed fiat cashback percentage (e.g., 2%). The exact value of Gold is determined by future epochs/airdrops.
Referral Bonus
4% discount on trading fees
Payout Frequency
3 days
Exclusions
Standard MCC exclusions likely apply; specific exclusions for Gold points not fully detailed publicly.
