Bitget Card
by Bitget
The Bitget Card is an invitation-only crypto-backed Visa card allowing real-time spending of USDT from your Bitget Funding Account. It features dynamic spending limits based on VIP status (Levels 1-4) and comes in Premium or Black physical variants. The card is marketed as a 'Credit Card' but functions by real-time liquidation of USDT from the Funding Account.

Unique Features
- Spending limits tied to VIP status
- Unlimited transaction size for Level 4
- Instant virtual card issuance
Pros
- No annual or issuance fees
- High monthly spending limits (up to $3M)
- Global Visa acceptance (180+ countries)
- Real-time USDT conversion
Cons
- Custodial (requires funds on exchange)
- Invitation-only / VIP access currently
- Apple Pay temporarily unavailable
- Rewards (cashback) not yet fully live
- Foreign Transaction and ATM fees apply
Integrations & Tech
Available In (1)
Not Available In (9)
Tier Comparison
Level 1
0% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1% + Visa rate
Detailed Limits
Fee Details
Card Replacement Fee: Virtual $10, Premium Physical $59, Black Physical $199. Foreign Transaction Fee is 1% + Visa rate. Inactivity fee kicks in after 12 months. ATM Fee is $0.65 + 2%.
Limits & Conditions
ATM limits: $2,000 daily, $10,000 monthly. Spending limits are tiered: Level 1 ($300k/mo), Level 2 ($500k/mo), Level 3 ($1.5M/mo), Level 4 ($3M/mo). Bitget Card uses a hybrid tier system: 'Levels 1–4' determine spending/ATM limits based on VIP status/quarterly spend, while 'Premium' and 'Black' are the physical card variants (Premium for VIP 1-3, Black for VIP 4+).


