debit Card•

OKX Card

Name: OKX Card
Brand: UAB Monavate
Availability: InStock

by UAB Monavate

OKX Card is a virtual-only international debit card (Visa or Mastercard, depending on region) linked to an OKX Pay account. The live EEA programme is issued by UAB Monavate. Official EEA fees are €0 to issue, €0 monthly/annual/inactivity, 0% FX on top of Mastercard, and a 0.1% crypto-to-fiat spread. Ongoing cashback is 2–10% USDG on USDG purchases by VIP level. Apple Pay and Google Pay are supported. Global /pay is a waitlist; EU apply is live.

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OKX CARD

UAB Monavate

Cashback

Up to 10%

Annual Fee

Free

FX Fee

None

Staking

None

10%

Max Cashback

Paid in USDG

Annual Fee

Premium Perks

Available Regions

Unique Features

Virtual-only OKX Pay debit (Visa or Mastercard by region)
USDG cashback 2–10% by VIP level on USDG-funded purchases
0% FX on top of Mastercard; 0.1% crypto-to-fiat spread

Pros

Official 0% FX fee (Mastercard rate on non-EUR) and €0 issuance, monthly, annual, and inactivity fees
2–10% USDG cashback on USDG spend, no staking
Apple Pay and Google Pay
Spend USDC or USDG from OKX Pay; virtual card only

Cons

Virtual only — official help: we do not issue physical cards
Cashback is USDG-only, VIP-tiered, and capped (non-VIP 2% / €10 per month)
Global okx.com/pay is waitlist; not a worldwide live apply
EEA addendum: prepaid BIN can be declined at hotels, car rental, and fuel pumps; ATM usage is excluded from cashback

Integrations & Tech

iOS App

Android App

Debit Mode

IBAN Support

Credit Mode

AvailableExcludedUnknown

Available In (31)

AustriaBangladeshBelgiumBulgariaCroatiaCyprus

Not Available In (2)

IcelandLiechtenstein

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Fee Structure

Annual FeeFree

Monthly FeeNone

FX FeeNone

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto Conversion0.1%

Credit CheckNot Required

Top-Up FeeFree

Fee Details

EEA public fees: €0 issuance, monthly, annual, inactivity; 0% FX on top of Mastercard; 0.1% crypto-to-fiat spread (USDC/G to EUR). No single ATM percentage published. Cashback 2–10% USDG on USDG-funded purchases by VIP level with monthly EUR caps. USDC spend does not earn cashback.

No detailed crypto configuration data available.