Bitpanda Card
by Transact Payments Malta Ltd
The Bitpanda Card is a Visa debit card linked to your Bitpanda investment account. It allows you to spend crypto, metals, and stocks by automatically converting them to EUR at the point of sale. It features a flat 1% cashback on crypto spending and high spending limits for Eurozone residents.
Unique Features
- Ability to spend 'Stocks' and 'Metals' as cash via instant liquidation
- Fallback asset feature ensures transactions don't fail if primary wallet is empty
Pros
- No monthly maintenance fees
- Spend diverse assets (Crypto, Metals, Stocks)
- 1% Cashback on crypto spending
- High monthly spending limits (€280k)
- Virtual cards available instantly
Cons
- Trading premiums (approx 1.49%) apply to every transaction
- ATM withdrawals always incur a fee (min €2)
- Cashback excludes fiat and stablecoin spending
- Only available in the Eurozone
Integrations & Tech
Available In (26)
Not Available In (2)
Fee Structure
ATM Capabilities
Fee Details
Card payments trigger an asset-to-EUR trade at the usual Bitpanda trading fee/premium (Visa transaction fees covered by Bitpanda). ATM: always 2% of the withdrawal or at least €2 (whichever is higher); local ATM operator fees may apply on top. Non-EUR FX fee €0 (Visa mark-up may still apply). First physical card free; replacement (reissue) €5.90 per fees table / helpdesk; expired card free; every additional physical card €10. Annual and monthly card cost free.
Limits & Conditions
Daily ATM withdrawals €500. Daily expenditure €10,000. Weekly expenditure €70,000. Monthly expenditure €280,000. Eurozone residents only; not available in Cyprus or Liechtenstein. Minimum payment €1. Up to three active cards (including virtual) at the same time per helpdesk.
Crypto Capabilities
Security & Custody
Supported Assets
