Cardano Card
by Wirex
The Cardano Card, issued by Wirex, enables users to spend ADA and other cryptocurrencies at Visa locations. It features integration with the Wirex app, offering up to 8% cashback (Cryptoback™), borrowing against ADA collateral, and yield generation. A non-custodial version is planned for 2026. While marketed as earning ADA rewards, user reports suggest rewards may initially be paid in WXT (Wirex Token) which can be swapped for ADA, or direct ADA rewards are specific to this co-branded issuance.
Unique Features
- Native ADA integration in Wirex App
- Cardano Treasury donation from profits
- Future non-custodial version (Phase 2)
Pros
- Spend ADA directly at Visa merchants
- Up to 8% Cashback (Elite Tier)
- No FX fees (Premium/Elite)
- Borrow against ADA without selling
- Metal card available (Elite)
Cons
- Monthly fees for higher tiers (€9.99/€29.99)
- Currently custodial (Non-custodial planned for 2026)
- Rewards may default to WXT requiring swap
- ATM fees apply after free limit
Integrations & Tech
Available In (1)
Not Available In (180)
Tier Comparison
Standard
1% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
Free up to tier limits
Standard: €200/mo free. Premium: €400/mo. Elite: €800/mo
Fee Details
Standard tier is free. Premium is ~9.99 EUR/month. Elite is ~29.99 EUR/month. ATM withdrawals are free up to limits (e.g. €200/month for Standard), then 2% fee applies. FX is free up to limits. Crypto exchange fees apply within the app.
Limits & Conditions
ATM Free Limits: Standard €200/mo, Premium €400/mo, Elite €800/mo. Spending limits vary by region (EEA vs APAC).
Crypto Capabilities
Security & Custody
Supported Assets
