CEX.IO Card
by Quicko Sp. z o.o.
A virtual-only Mastercard debit card for EEA residents that allows spending of 100+ cryptocurrencies directly from a CEX.IO balance. It is custodial, linking directly to CEX.IO exchange wallets (up to 4 crypto assets + EUR). It does not support physical card issuance. Transactions undergo automatic crypto-to-fiat conversion at the point of sale. Rewards are gamified ('Cashback 2.0') with random crypto prizes rather than a fixed percentage.
Unique Features
- Asset Priority Logic: Link up to 4 assets and set the order of liquidation.
- Virtual-only focus for immediate use.
Pros
- No issuance, monthly, or annual fees
- 0% Foreign Transaction Fee (FX)
- Instant issuance (Virtual only)
- Support for 100+ crypto assets
- Gamified rewards on small transactions (€1+)
Cons
- No physical card available
- Available only in EEA
- Low monthly spending limit (€10,000)
- Rewards are random (unreliable for steady cashback)
- Card closed after 3 months of inactivity
Integrations & Tech
Available In (30)
Fee Structure
Detailed Fee Structure
No FX fees, but crypto conversion spread embedded ~1-2.5%
Detailed Limits
Fee Details
No issuance, monthly, or annual fees. No foreign exchange (FX) fees on cross-border payments. Inactivity (3 months with no transactions) results in card closure, but no monetary fee is charged. Crypto conversion includes an internal spread (approx. 1% to 2.5% embedded in the exchange rate, though not explicitly listed as a separate fee).
Limits & Conditions
Spending limits: €3,000 daily / €10,000 monthly. ATM withdrawals are not officially supported for the virtual card.
Crypto Capabilities
Security & Custody
Supported Assets
