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debit Card•
CoinW Card
by CoinW
The CoinW Card is a Visa-based debit card that allows CoinW users to instantly spend USDT holdings. It converts USDT to Fiat (USD) in real-time at the point of sale. It offers both virtual (instant) and physical cards.
COINW CARD
CoinW
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
Paid in USDT
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Top-up directly with USDT
- Global Visa acceptance (176 countries)
Pros
- Supports Apple Pay & Google Pay
- No Annual/Monthly Fees (during promo)
- Instant Virtual Card issuance
- Direct USDT spending without manual sell orders
Cons
- No ongoing cashback on purchases
- Minimum top-up of 30 USDT
- Issuance availability is opaque (regional restrictions apply)
- Strictly custodial (funds must be on CoinW)
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (12)
BelarusChinaCubaIranMyanmarNorth Korea
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
ATM Fee2%
Fee Details
CoinW explicitly advertises a 'fee-less experience' for early birds, waiving the annual fee, top-up charge, and activation cost. Standard issuance fee is likely ~10 USDT but currently waived or discounted to ~1 USDT for promos.
Limits & Conditions
Minimum top-up is confirmed at 30 USDT. Max balance and spending limits vary by KYC level, typically around $5,000/day for standard verified users.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureProprietary
Supported Assets
Chains
Tokens
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsNo ongoing % cashback on spend (e.g., 2% on groceries). Rewards are strictly 'Activation Bonuses' (e.g., 10 USDT for activating physical card) and 'Top-up Bonuses' (e.g., 5 USDT for first top-up).
Payout Frequency
Instant (for Welcome Bonuses)
