01
05
debit Card•
CoinZoom Card
by Zenus Bank
The CoinZoom Visa Debit Card is a custodial crypto card that offers up to 5% rewards in ZOOM tokens. While it functions for spending worldwide, card issuance is heavily restricted and currently unavailable in major Western markets including Canada, Australia, the UK, and the European Union.
COINZOOM CARD
Zenus Bank
Cashback
Up to 5%
Annual Fee
Free
FX Fee
None
Staking
None
5%
Max Cashback
Paid in ZOOM
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- ZoomMe instant P2P transfers
- Metal card for Black tier
Pros
- Up to 5% rewards in ZOOM
- Instant crypto-to-fiat conversion
- No monthly fees
- Free ATM withdrawals (CoinZoom side)
Cons
- Not available for residents of EU, UK, Canada, Australia
- High staking requirement for top tiers (300k ZOOM for Black)
- 1.49% crypto conversion fee on spend
- Insufficient funds fee ($0.50) after 6 free/month
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Zenus Bank accounts may offer US bank details.
AvailableExcludedUnknown
Available In (98)
AlgeriaArgentinaArmeniaArubaBahamasBahrain
Not Available In (42)
AustraliaAustriaBangladeshBelgiumBulgariaCanada
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
Replacement$50
Tier Comparison
Non-Prime
0.5% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
$50
FX Fee
Free
ATM Fee
Free (plus ATM owner fees)
Tier Perks
•Trading Fee Discount(0%)
•Referral Bonus(1,000 ZOOM per 10th referral)
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement Fee$50
Inactivity Fee$5
Crypto Conversion1.49%
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee0%
Inactivity Fee$4.95 ($4.95 after 12 months)
$4.95 after 12 months
Fee Details
Insufficient Funds: First 6 rejections per month are free; $0.50 per rejection thereafter. Physical card shipping cost applies to Non-Prime (approx 1,000 ZOOM). Inactivity fee of $4.95 applies after 12 months.
Limits & Conditions
Limits are strictly tier-based. Max Daily POS ranges from $700 (Non-Prime) to $10,000 (Black). Max Daily Cash withdrawal ranges from $200 (Non-Prime) to $2,000 (Black).
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureZenus Bank
Supported Assets
Chains
Ethereum
Tokens
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsRewards are paid in ZOOM tokens. Rates: Non-Prime (0.5%), Silver (1%), Gold (2%), Diamond (3%), Black (5%).
Payout Frequency
Instant
Exclusions
Standard exclusions apply (e.g., financial services, cash equivalents, gambling).
