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secured-credit Card•
Copperx Personal Card
by Piers Technology Inc
Copperx is a non-custodial secured credit card that allows users to spend stablecoins globally without giving up custody of their assets. No physical card yet as per January 2026. 10% APY Vault coming soon.
COPPERX PERSONAL CARD
Piers Technology Inc
Cashback
Up to 10%
Annual Fee
$10
FX Fee
1.5%
Staking
None
10%
Max Cashback
Paid in Copperx Points
$10
Annual Fee
1
Premium Perks
Available Regions
Unique Features
- Collateralized spending model
- Season-based points reward system
- Integration with Safe/Privy/Squads
Pros
- Non-custodial (funds held in smart contracts)
- High reward rate (10% Points, 5% Travel)
- No monthly fees
- Global ATM access
Cons
- Physical card costs $100/year (currently waitlist)
- Rewards are speculative points
- FX fee applies (1.5%), mismatch with legal terms (2%)
- High ATM fees (No free limit; $1 + 1% + FX applies)
Integrations & Tech
Debit Mode
IBAN Support
iOS App
Android App
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (10)
BelarusCubaIranMyanmarNorth KoreaRussia
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Tier Comparison
Standard
10% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
Free
FX Fee
1.5% + Network Spread
ATM Fee
$1 + 1% + FX
Tier Perks
•Travel Portal Access(5% Cashback on bookings via travel.copperx.io)
Fee Structure
Annual Fee$10
Monthly FeeNone
FX Fee1.5%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Spending Limits
Daily Tx Count3
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit1%
Detailed Fee Structure
FX Fee1.5% (1.5% FX fee (legal max 2%))
1.5% FX fee (legal max 2%)
ATM Fee$1.00 + 1% ($1 + 1% + FX fee)
Component 1$1.00
Component 21%
$1 + 1% + FX fee
Detailed Limits
ATM Limits$250/transaction, $750/day; Max 3 withdrawals/day
Per Withdrawal
250 USD
Daily Amount
750 USD
Daily Count
3 withdrawals
Fee Details
Virtual Card Annual Fee: $10 (Free 1st year promo). Physical Card Annual Fee: $100 (Waitlist, Free 1st year promo). FX Fee is 1.5% per support docs (legal max 2%). ATM fees: $1 + 1% + FX.
Limits & Conditions
ATM Limits: $250 per transaction, max 3 transactions per day (Implied $750 daily limit).
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureRain / Piers Technology
Supported Assets
Chains
Ethereum
Polygon
Solana
Tokens
USDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
Travel Portal5% Cashback on travel.copperx.io
Rewards Program DetailsEarns 10% in 'Copperx Points' on general spend. Earns 5% cashback/discount on travel bookings via travel.copperx.io. Points currently have no monetary value and are contingent on a future Token Generation Event.
Payout Frequency
Instant (Points)
