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prepaid Card•Referral Bonus•
Cypher Card
by CypherD Wallet Inc
Cypher Card is a high-limit, non-custodial prepaid Visa that integrates a complex 'spend-to-earn' economy via the CYPR token on the Base chain.
Referral Bonus
100 $CYPR referral bonus
CYPHER CARD
CypherD Wallet Inc
Cashback
Up to 0.35%
Annual Fee
Free
FX Fee
0.0175%
Staking
None
0.35%
Max Cashback
Paid in CYPR
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Vote-escrowed reward governance
- Wallet-agnostic non-custodial connections
Pros
- Very high spending limits ($50k/$200k daily)
- Non-custodial (funds stay in wallet until top-up)
- Premium tier offers 0% fees on USDC top-ups
- Supports 500+ tokens across multiple chains
Cons
- FX fees are relatively high (1.75% Standard)
- Physical card on Standard tier has high shipping fee ($50)
- Rewards system (veCYPR) is complex for casual users
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN; loads are done via wallet smart contract interaction.
AvailableExcludedUnknown
Available In (193)
AlbaniaAlgeriaAndorraAngolaAnguillaAntigua and Barbuda
Not Available In (25)
AghanistanBelarusBurundiCentral African RepublicCubaDemocratic Republic of the Congo
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Tier Comparison
Standard
0% CashbackStake Required
Free
Issuance Fee
$50
Replacement Fee
Free
FX Fee
1.75%
ATM Fee
3%
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee0.0175%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion0.01%
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit0.03%
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeMPC
InfrastructureProprietary
Supported Assets
Chains
Ethereum
Polygon
Base
Arbitrum
Optimism
Solana
Tokens
USDCETHSOL
500+ Tokens
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsRewards are paid in CYPR tokens. The protocol uses a vote-escrow (veCYPR) model where users lock tokens to vote for specific merchants to receive higher reward emissions. Base rewards are earned on spend; boosted rewards require governance participation.
Referral Bonus
100 $CYPR referral bonus
Payout Frequency
Epoch-based (Bi-weekly)
Exclusions
Standard MCC exclusions likely apply
