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debit Card

Exodus Spend Card

by Exodus Movement, Inc.

A virtual Visa debit card that allows for real-time, non-custodial spending of stablecoins on the Solana network via the Exodus mobile wallet. The Exodus Spend Card uses a 'Delegation' model. Unlike traditional crypto cards that require a custodial 'top-up,' funds remain in your Solana-based Exodus wallet. You delegate a spending limit to the card. When a purchase occurs, a smart contract triggers the transfer. This makes it a rare, truly non-custodial spending solution.

Exodus Spend Card Logo
EXODUS SPEND CARD
Exodus Movement, Inc.
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
$0
Annual Fee
0
Premium Perks
Available Regions

Unique Features

  • Delegation mechanism: Approve a spending limit without moving funds to a 3rd party account.

Pros

  • True self-custody: funds stay in your wallet until the tap
  • No platform fees or FX markups
  • Instant setup and Apple/Google Pay integration

Cons

  • No physical card available
  • Limited to stablecoins on the Solana network
  • No ATM access
  • Requires SOL in the wallet for network fees
  • Not available to US users

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Card is funded via Solana asset delegation, not SEPA/IBAN.
AvailableExcludedUnknown

Available In (30)

ArgentinaAustriaBelgiumBrazilBulgariaCanada
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Fee Structure

Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Fee Structure

FX Fee0% (No Exodus fees, only Solana network gas fees)

No Exodus fees, only Solana network gas fees

Detailed Limits

Spending LimitsDynamic

~$10k daily subject to verification level

Fee Details

Exodus does not charge fees. Users only pay Solana network (gas) fees for 'Manage Delegation' actions (linking/unlinking assets) and at the moment of sale.

Limits & Conditions

Standard daily limit is typically $10,000 but subject to verification level. No ATM support as it is virtual-only.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeEOA / Smart Contract Delegation
InfrastructureBaanx (Owned by Exodus)

Supported Assets

Chains
Solana
Solana
Tokens
USDC
USDC
USDT
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsNo direct cashback on the standard Spend Card; however, Exodus Pay (separate beta) explores spending rewards.
Payout Frequency
N/A
Exclusions
N/A

Frequently Asked Questions

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