01
05
prepaid Card•
Kardpay Card
by Kardpay FZCO
Kardpay is a prepaid crypto card platform currently in a pre-launch/airdrop phase, offering virtual cards and a native token ($KDY). It emphasizes high-yield staking opportunities and multi-region support, though details on specific fee structures and tier requirements remain limited.
KARDPAY CARD
Kardpay FZCO
Cashback
Up to 8%
Annual Fee
Free
FX Fee
None
Staking
None
8%
Max Cashback
Paid in USD, USDC, KDY
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Profit-sharing investments up to 26% APR (marketing claim)
- Integrated eSIM services
- Native $KDY token airdrop program
Pros
- Supports virtual cards immediately
- High claimed cashback potential (up to 8%)
- Available in major regions (US/EU/UK)
Cons
- High top-up fees (4%)
- Transaction fee on every purchase ($0.25)
- Documentation is conflicting and opaque/pre-launch
- No physical card available yet
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown
Available In (29)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance Fee$28
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee$0.25 ($0.25 per transaction)
$0.25 per transaction
Top-Up Fee4%
Fee Details
Transaction fees of $0.25 per txn. Top-up fee is high (4%).
Limits & Conditions
Specific limits not publicly published; standard prepaid limits likely apply.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureUnknown
Supported Assets
Chains
BNB Smart Chain (BEP20)
Tokens
USDC
USDTBNB
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsMarketing claims 'Up to 8% on all purchases'. Exact tiers are opaque but likely linked to holding the $KDY native token.
Payout Frequency
Not specified
Exclusions
Not specified in publicly available pricing/terms documents
