01
05
prepaid Card•
Kolo Card
by Kolo
Kolo provides a virtual prepaid card optimized for global travelers and digital nomads, allowing direct spending of major cryptocurrencies and memecoins. It operates under a custodial model where users where users exchange crypto for fiat balance to spend. 5% Cashback is a promotional rate for new users; standard sustainable rates are likely lower (~1-2%). Physical cards are not yet widely shipped.
KOLO CARD
Kolo
Cashback
Up to 5%
Annual Fee
Free
FX Fee
None
Staking
None
5%
Max Cashback
Paid in BTC
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Direct support for PEPE and memecoin spending
- Telegram-integrated wallet features
- Global acceptance via Apple/Google Pay
Pros
- High promotional cashback (5% BTC)
- Instant virtual card issuance
- Broad support for memecoins (PEPE) and multiple chains
- No monthly fees
Cons
- Physical card not (yet) widely available
- Fees hidden in crypto conversion spreads
- Not available in the US
- Custodial risk (funds held by issuer)
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (11)
BelarusCubaIranMyanmarNorth KoreaRussia
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion1%
Credit CheckNot Required
Top-Up FeeFree
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeOther
InfrastructureHardline Holdings Limited
Supported Assets
Chains
Ethereum
Polygon
Solana
Arbitrum
Optimism
Tokens
BTCETH
USDC
USDTSOL
PEPE
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsMarketing highlights 5% BTC cashback, but this is a limited-time welcome offer or beta incentive. Standard rewards structure is not detailed in public terms.
Payout Frequency
At transaction settlement
