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debit Card•
KuCard
by KuCoin
KuCard is a Visa debit card for EEA residents that instantly converts crypto from the KuCoin Funding Account to EUR at the point of sale. It supports over 50 cryptocurrencies and offers variable cashback rewards based on VIP level.
KUCARD
KuCoin
Cashback
Up to 3%
Annual Fee
Free
FX Fee
0.02%
Staking
None
3%
Max Cashback
Paid in EUR, BTC, ETH, KCS
$0
Annual Fee
1
Premium Perks
Available Regions
Unique Features
- Cashback redemption multiplier (Points have higher value for higher VIPs)
- Flexible payment priority settings
Pros
- Supports 50+ cryptocurrencies
- Cashback value up to 3% for high VIP levels
- Apple Pay and Google Pay support
- High daily spending limit (20,000 EUR)
Cons
- Only available in EEA
- Foreign Transaction Fee (2%) applies to non-EUR spend
- ATM withdrawals are never free (Min 2 EUR fee)
- Low daily ATM limit (350 EUR)
- Fee (€3/month) after 3 months of inactivity
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: No personal IBAN; funds deducted from Exchange Funding Account.
AvailableExcludedUnknown
Available In (30)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
Issuance$10
ShippingFree
Replacement$10
Tier Comparison
VIP 0
1% CashbackStake Required
Free
Issuance Fee
$10
Replacement Fee
$10
FX Fee
2% of transaction total
ATM Fee
€2.00 (EEA) or 2% + €2.00 (Intl)
Tier Perks
•Standard Support(Access to standard customer support channels.)
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee0.02%
Issuance Fee$10
Shipping FeeFree
Replacement Fee$10
Inactivity Fee$3
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit2.00 EUR (Europe) or 2% + 2.00 EUR (Intl)%
Detailed Fee Structure
FX Fee2%
ATM Fee€2.00
Regional Variations
Europe€2.00
International2% + €2.00
Inactivity Fee€3.00 (€3/month after 90 days)
€3/month after 90 days
Detailed Limits
Spending Limits€10,000/transaction, €20,000/day, €25,000/month
Per Transaction
10,000 EUR
Daily
20,000 EUR
Monthly
25,000 EUR
ATM Limits€350/transaction, €350/day, €3,000/month
Per Withdrawal
350 EUR
Daily Amount
350 EUR
Monthly Amount
3,000 EUR
Fee Details
Issuance: 9.99 EUR. Express Shipping: 30 EUR. Inactivity: 3 EUR/month (after 90 days). Non-Euro Transaction Fee: 2%. ATM (Europe): 2.00 EUR. ATM (International): 2% + 2.00 EUR. Cancellation: Free (though terms mention a fee if cancelled within 14 days).
Limits & Conditions
Transaction Limits (Online/Offline): 20,000 EUR Daily / 25,000 EUR Monthly / 10,000 EUR per transaction. ATM Limits: 350 EUR Daily / 3,000 EUR Monthly / 350 EUR per withdrawal.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureWallester AS
Supported Assets
Chains
Tokens
USDT
USDC
BTC
ETH
XRP
KCS
ADA
SOL
AVAX
DOT
DOGE
SHIB
LINK
LTC
TRX
XLM
XMR
ATOM
NEAR
FTM
ALGO
ICP
AR
FIL
EOS
BCH
ETC
FLOW
HBAR
VET
EGLD
SAND
MANA
AXS
THETA
XTZ
MKR
AAVE
UNI
CRV
GRT
SNX
COMP
CHZ
ENJ
BAT
1INCH
SUSHI
YFI
ZIL
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
Plaza Premium Lounge20% discount with code KUCARD20
Rewards Program DetailsBase earn rate is 1% (in points). Redemption value scales by VIP level: VIP 0 redeems at 1% value. VIP 1-4 at 1.5%. VIP 5-7 at 2%. VIP 8-10 at 2.5%. VIP 11-12 at 3%. Monthly reward cap: €10 (VIP 0) to €250 (VIP 11+).
Payout Frequency
15th day of the following month
Exclusions
ATM withdrawals, Investment platforms, Brokers/Dealers, Gambling, Government services, Professional services, Postal services, and transactions in EUR.
