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prepaid Card•
Lemon Card
by Lemon Cash
A dual-product ecosystem featuring a popular Prepaid Visa and a new Bitcoin-collateralized Credit Card. Users can spend fiat or crypto seamlessly, earning Bitcoin cashback on every purchase. Limited to Peru and Argentina but expanding.
LEMON CARD
Lemon Cash
Cashback
Up to 2%
Annual Fee
Free
FX Fee
Market spread applies%
Staking
None
2%
Max Cashback
Paid in BTC
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Live crypto-to-fiat conversion at point of sale
- Bitcoin-backed credit line (Credit Card product)
- Merchant cash withdrawal support (Cashback at POS)
Pros
- High cashback rate (2%) when spending crypto
- No maintenance or shipping fees for the Prepaid card
- Wide range of supported blockchain networks for deposits
- Automatic Bitcoin cashback crediting
Cons
- 0.5% conversion fee when spending crypto
- Lower cashback (0.5%) for fiat spend
- Monthly cashback cap (~40k ARS)
- ATM withdrawals are subject to high third-party operator fees
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Provides a CVU (Clave Virtual Uniforme) for Argentina.
AvailableExcludedUnknown
Available In (2)
ArgentinaPeru
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeMarket spread applies%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion0.5%
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee0.5%
Detailed Limits
Spending LimitsARS170,000/day
Daily
170,000 ARS
Fee Details
Prepaid Card: No maintenance, issuance or shipping fees. 0.5% commission on crypto payments. Credit Card: ~7,500 ARS/month (waived with consumption). Crypto purchase fee ~1% (varies by asset).
Limits & Conditions
Merchant Cash Withdrawal (Cashback at POS): Up to 170,000 ARS/24h (No Lemon fee). ATM Withdrawals: Limits and fees depend entirely on the ATM operator (Banelco/Link often charge high fees).
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureVisa
Supported Assets
Chains
Bitcoin
Ethereum
Polygon
Optimism
Arbitrum
BSC
TokensBTC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program Details0.5% BTC cashback for payments made in Fiat (ARS); 2% BTC cashback for payments made in Crypto (BTC, ETH, USDT, etc.). Monthly cap of 40,000 ARS equivalent.
Payout Frequency
Instant
Exclusions
Cash withdrawals (ATM or Merchant) do not generate cashback. Bill payments (services) may be excluded.
