OpenCryptoCards
01
05
debit CardReferral Bonus

MetaMask Card

by Consensys

MetaMask Card is a self-custodial debit card that allows you to spend crypto directly from your MetaMask wallet anywhere Mastercard is accepted. It offers instant crypto-to-fiat conversion at the point of sale, maintaining user custody until the transaction occurs.

250 MetaMask Rewards points Bonus

Signup Bonus 250 Rewards points

Referral Bonus
250 Rewards points referral bonus
Referral bonus gift
MetaMask Card Logo
METAMASK CARD
Consensys
Cashback
Up to 3%
Annual Fee
$199
FX Fee
None
Staking
None
3%
Max Cashback
Paid in mUSD
$199
Annual Fee
2
Premium Perks
Available Regions

Unique Features

  • Spend directly from Linea, Base, or Solana
  • No pre-loading required; uses spending allowances
  • Supports spending of liquid staking/yield tokens

Pros

  • True self-custody: funds stay in your wallet until spent
  • Supports yield-bearing tokens (e.g., aUSDC)
  • Available as a free Virtual card
  • Competitive rewards on Metal tier (3%)
  • No foreign transaction fees on Metal tier

Cons

  • Physical card only available with paid Metal subscription ($199/yr)
  • Gas fees apply for setting limits and transactions
  • Limited regional availability (Europe, UK, Canada, select LATAM)
  • Conversion fees apply to volatile assets (0.875%)
  • Waitlist for Metal card that comes in 'drops'

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown

Available In (47)

AndorraArgentinaAustriaBelgiumBrazilBulgaria
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialMetal
IssuanceFree
ShippingFree
Replacement$99

Tier Comparison

Virtual (Free)

1% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
$99
FX Fee
1% cross-border fee
ATM Fee
2% on all ATM withdrawals
Tier Perks
MetaMask Rewards Points(Earn 1 point per $1 spent.)

Fee Structure

Annual Fee$199
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement Fee$99
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Free Withdrawal Limit$1,200/monthly
Fee After Limit2%

Detailed Fee Structure

FX Fee1% (1% Free tier, 0% Metal)

1% Free tier, 0% Metal

ATM FeeFree up to 1200/monthly, then 2%
1200 free per monthly

Free tier: 2%. Metal: free up to $1.2k/mo then 2%

Top-Up Fee0.5% (0% for matching stablecoins, 0.5% mismatched, 0.875% volatile)

0% for matching stablecoins, 0.5% mismatched, 0.875% volatile

Detailed Limits

Spending Limits$10,000/transaction, $15,000/day
Per Transaction
10,000 USD
Daily
15,000 USD
ATM Limits$1,000/day
Daily Amount
1,000 USD

Fee Details

Annual fee applies only to Metal tier ($199). Token conversion fees vary: 0% for matching stablecoins, 0.5% for mismatched/foreign stablecoins, 0.875% for volatile assets (e.g. wETH). Gas fees apply for setting spending limits and transactions. Cross-border fee is 1% for Free tier, 0% for Metal (subject to fair usage). ATM fee is 2% for Free tier; Metal tier is free up to $1,200/mo, then 2%.

Limits & Conditions

Daily spending limit: $15,000 (Free) / $30,000 (Metal). Per-transaction limit: $10,000 (Free) / $20,000 (Metal). ATM daily withdrawal limit: $1,000 (Free) / $5,000 (Metal).

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeEOA
InfrastructureCrypto Life / Mastercard

Supported Assets

Chains
Linea
Linea
Solana
Solana
Base
Base
Tokens
USDC
USDC
USDT
USDT
wETH
wETH
mUSD
mUSD
EURe
EURe
GBPe
GBPe
aUSDC
aUSDC
amUSD
amUSD
aBasUSDC
aBasUSDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

MetaMask Rewards PointsEarn 1 point per $1 spent.
Metal ExclusiveHigher limits, no cross-border fees, metal card, travel benefits.
Rewards Program DetailsFree (Virtual) tier earns 1% cashback in mUSD. Metal tier earns 3% cashback on the first $10,000 spent annually, then 1% thereafter. Additionally, users earn 1 MetaMask Rewards point per $1 USD spent.
Signup Bonus
250 MetaMask Rewards pointsSignup Bonus 250 Rewards points
Referral Bonus
250 Rewards points referral bonus
Payout Frequency
Post-transaction

Frequently Asked Questions

Similar Cards