MetaMask Card
by Consensys
MetaMask Card is a self-custodial debit card that allows you to spend crypto directly from your MetaMask wallet anywhere Mastercard is accepted. It offers instant crypto-to-fiat conversion at the point of sale, maintaining user custody until the transaction occurs.
Signup Bonus 250 Rewards points


Unique Features
- Spend directly from Linea, Base, or Solana
- No pre-loading required; uses spending allowances
- Supports spending of liquid staking/yield tokens
Pros
- True self-custody: funds stay in your wallet until spent
- Supports yield-bearing tokens (e.g., aUSDC)
- Available as a free Virtual card
- Competitive rewards on Metal tier (3%)
- No foreign transaction fees on Metal tier
Cons
- Physical card only available with paid Metal subscription ($199/yr)
- Gas fees apply for setting limits and transactions
- Limited regional availability (Europe, UK, Canada, select LATAM)
- Conversion fees apply to volatile assets (0.875%)
- Waitlist for Metal card that comes in 'drops'
Integrations & Tech
Available In (47)
Tier Comparison
Virtual (Free)
1% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1% Free tier, 0% Metal
Free tier: 2%. Metal: free up to $1.2k/mo then 2%
0% for matching stablecoins, 0.5% mismatched, 0.875% volatile
Detailed Limits
Fee Details
Annual fee applies only to Metal tier ($199). Token conversion fees vary: 0% for matching stablecoins, 0.5% for mismatched/foreign stablecoins, 0.875% for volatile assets (e.g. wETH). Gas fees apply for setting spending limits and transactions. Cross-border fee is 1% for Free tier, 0% for Metal (subject to fair usage). ATM fee is 2% for Free tier; Metal tier is free up to $1,200/mo, then 2%.
Limits & Conditions
Daily spending limit: $15,000 (Free) / $30,000 (Metal). Per-transaction limit: $10,000 (Free) / $20,000 (Metal). ATM daily withdrawal limit: $1,000 (Free) / $5,000 (Metal).


