prepaid Card•

Onboard Flex Card

Name: Onboard Flex Card
Brand: Onboard
Availability: InStock

by Onboard

The Onboard Flex Card is a USD-denominated virtual Visa card designed for global spending. Unlike the older 'Classic' card, the Flex card supports Apple Pay and Google Pay for in-store payments and offers significantly reduced FX fees ($0.30 + 1%). It is funded via crypto or local fiat currency. NOTE: Strict geographical restrictions apply (No US, China, Russia, Turkey, etc.).

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ONBOARD FLEX CARD

Onboard

Cashback

Variable

Annual Fee

Free

FX Fee

Staking

None

N/A

Max Cashback

Annual Fee

Premium Perks

Available Regions

Unique Features

Optimized for international subscriptions (lower decline rates)
Hybrid funding model (Crypto + Local Fiat)

Pros

No issuance or monthly fees (Flex Card)
Supports Apple Pay & Google Wallet (Flex Card only)
Lower FX fees (1% + $0.30) compared to competitors
Instant virtual issuance
Accepts funding via stablecoins (USDT, USDC) and local fiat

Cons

No physical card available yet (Coming Soon)
No ATM withdrawal support
Significant geographic restrictions (No USA, China, India, Turkey, etc.)
No recurring cashback rewards
Daily spending cap of $5,000

Integrations & Tech

iOS App

Android App

Debit Mode

IBAN Support

Credit Mode

Global availability (excluding sanctioned regions)

AvailableExcludedUnknown

Available In (1)

Global

Not Available In (42)

AfghanistanAlgeriaBelarusBurundiCentral African RepublicChina

Virtual Card

Available

Instant digital issuance.

Physical Card

Not Available

Fee Structure

Annual FeeFree

Monthly FeeNone

FX Fee1%

Issuance FeeFree

Shipping FeeFree

Replacement FeeFree

Inactivity FeeNone

Crypto ConversionFree

Credit CheckNot Required

Top-Up FeeFree

Detailed Fee Structure

FX Fee$0.30 + 1% (Flex: $0.30 + 1%. Classic: $0.50 + 2%)

Component 1$0.30

Component 21%

Flex: $0.30 + 1%. Classic: $0.50 + 2%

Fee Details

Flex Card FX Fee: $0.30 + 1% per non-USD transaction (Contrast with Classic Card: $0.50 + 2%). Crypto top-ups are free, except USDT on Tron (1.25 USDT network fee).

Limits & Conditions

Limits are combined for online and in-store (wallet) spending. Higher limits may be available for frequent users. ATM withdrawals are NOT currently supported.