PokePay Card
by PokePay Technology Co., Ltd.
PokePay offers a global multi-currency prepaid Visa card (virtual and physical) that allows users to top up directly with cryptocurrencies (USDT, USDC, BTC, ETH) without advance fiat conversion. It targets Hong Kong residents but holds licenses in Canada and Poland. The card supports ATM withdrawals and binding to major wallets like Alipay and PayPal.

Unique Features
- Independent card issuance
- Multi-currency IBAN/VA Account support
- No micro-transaction fees
- Supports binding to WeChat/Alipay/PayPal/Wise
Pros
- No monthly or annual fees
- 0% cross-border transaction fees
- Direct crypto top-up (USDT, USDC, BTC, ETH)
- Physical card available for ATM withdrawals
- Regulated in multiple jurisdictions (HK, Canada, Poland)
- Personal Virtual IBAN (vIBAN)
Cons
- Lack of transparency on crypto conversion spreads/fees
- No direct Apple Pay or Google Pay support explicitly confirmed
Integrations & Tech
Available In (1)
Not Available In (50)
Fee Structure
Detailed Fee Structure
Detailed Limits
Fee Details
Issuance fee is 'as low as 5 USD'. No monthly or annual fees (advertised as '0 annual fee in the 0th year'). 0% cross-border transaction fees. Crypto-to-fiat conversion fees are not explicitly disclosed but are likely embedded in the exchange rate spread.
Limits & Conditions
Daily spending limit is stated as 100,000 HKD (converted to approx. ~12,875 USD). Minimum single transaction is 0.1 HKD.


