Revolut
by Revolut Ltd
Revolut is a cutting-edge fintech platform offering digital banking, multi-currency accounts, and debit cards. The platform provides five tiers: Standard (free), Plus (£3.99/month), Premium (£7.99/month), Metal (£14.99/month), and Ultra (£55/month). The Standard plan includes basic account features with RevPoints rewards (1 point per £10 spent). Plus adds purchase protection up to £1,000 and allows fee-free spending in 35+ currencies up to £3,000/month (Monday-Friday). Premium elevates the experience with premium subscriptions, unlimited currency exchange, and 1 RevPoint per £4 spent. Metal provides travel insurance, higher ATM withdrawals (£800/month), and exclusive subscriptions worth £2,100 annually. Ultra is the premium offering with unlimited airport lounge access, 3GB global data monthly, exceptional rewards (1 RevPoint per £1 spent), and subscriptions worth £4,290 annually. All tiers feature real-time multi-currency conversion with minimal markups, instant virtual card generation, robust security, and 24/7 customer support on paid plans. Revolut supports both physical metal cards and virtual cards across Visa and Mastercard networks.
Unique Features
- Disposable and virtual card support
- RevPoints loyalty program
- Tiered financial and lifestyle benefits
- Limited-edition card designs
Pros
- Flexible plan tiers from free to premium
- Excellent customer support on paid plans
- Attractive perks on premium tiers (insurance, subscriptions)
- Free Euro IBAN
- Single-use cards
Cons
- No traditional cashback rewards
- Ultra tier at £55/month is relatively expensive
- Current referral program doesn't reward joining users
Integrations & Tech
