Ripio Card
by Ripio
The Ripio Card is a prepaid Visa designed for the Latin American market, specifically Argentina and Brazil. The card is available in both physical and virtual formats and supports Apple Pay and Google Pay. It connects directly to the Ripio wallet, allowing users to spend any supported cryptocurrency or local fiat currency. It stands out for its straightforward cashback program which rewards crypto spending at 2% and fiat spending at 0.5%, without requiring staking or complex tier maintenance, with higher rates for new users in their first 30 days.
Unique Features
- Ability to spend any asset in the wallet
- Choice of cashback currency (USDT, BTC, ETH)
Pros
- Cashback on both Crypto (2%) and Fiat (0.5%) purchases
- No issuance or monthly maintenance fees
- Instant issuance of virtual card
- Double cashback bonus for new users (30 days)
Cons
- 0.5% fee on all crypto purchases
- Limited to Argentina and Brazil
- Custodial wallet (funds held by exchange)
- Daily ATM withdrawal limit is relatively low ($500 eq)
Integrations & Tech
Available In (2)
Fee Structure
Fee Details
0.5% fee applies to all purchases made with cryptocurrency. No maintenance or issuance fees. Third-party ATM operator fees may apply.
Limits & Conditions
Argentina Limits (USD equivalent): - ATM Withdrawals: $500/day (5 txns) - Online/In-store Spend: $5,000/day (30 txns) Brazil limits are managed via the general account tier verification levels (BRL deposit/withdrawal limits apply).
Crypto Capabilities
Security & Custody
Supported Assets
