SolCard
by SC PAYMENTS Ltd
SolCard is a prepaid virtual crypto card from SC PAYMENTS LIMITED (Hong Kong). Help: a virtual, crypto-funded payment card for spending digital assets online worldwide. Fund with USDT/USDC (Solana, Ethereum, Polygon, BSC, HyperEVM, Arbitrum, Optimism, Avalanche, Base) plus SOL, SOLC and JITO on Solana. Virtual cards are instant and online-only; Platinum requires KYC and adds Apple Pay and Google Pay. Help: cards are virtual-only (no physical cards for now). Issuance $10. Virtual top-up 5%, Platinum 0%.
Unique Features
- Instant Virtual Issuance
- Solana-native integration
- No KYC mandated for entry-level use
Pros
- No annual fees
- Apple Pay and Google Pay on Platinum (KYC required)
- No KYC required for Virtual cards
Cons
- Virtual top-up fee 5% (Platinum 0%)
- 2% foreign/cross-border fee
- Custodial wallet structure
- $10 issuance fee per new card
- Possible dormancy fee 10%/mo of remaining balance after 90 days inactive (Terms; discretionary)
Integrations & Tech
Available In (1)
Not Available In (15)
Fee Structure
Detailed Fee Structure
Virtual 5%; Platinum 0%
Detailed Limits
Fee Details
Virtual top-up 5%; Platinum top-up 0%. Card issuance $10 (both types). Help complete breakdown: transaction $0.30 per successful purchase; cross-border/FX 2% both types; Apple Pay/Google Pay 0.30% Platinum only; withdrawal $1 USDT; refund-to-card 2%; declined and small-purchase (under $10) $0.15 (varies). No annual or monthly card fee for active accounts. **Dormancy (Terms, last updated 27 Sep 2026):** after 90 consecutive days with no login, card transaction, or top-up, SolCard may charge each card balance a dormancy fee of 10% of the remaining balance per month (discretionary); if remaining balance after a fee would be below $1, balance may be charged in full. Any login, transaction, or top-up ends dormancy.
Limits & Conditions
Standard monthly top-up limit: $10,000. Full Access (KYC) monthly limit: $100,000. Minimum top-up varies by card type.
Crypto Capabilities
Security & Custody
Supported Assets
