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debit Card•
Solflare Card
by Solflare
The Solflare Card is a non-custodial debit card on the Solana network. It allows users to spend USDC directly from their self-custody wallet at Mastercard merchants worldwide without pre-loading funds. This card is distinct because of its 'True Self-Custody' model. Funds (USDC) are not pre-loaded onto a debit balance; they remain in the user's Solana wallet until the exact second of transaction.
SOLFLARE CARD
Solflare
Cashback
Variable
Annual Fee
Free
FX Fee
1%
Staking
None
N/A
Max Cashback
Paid in Points (Raffle Entries)
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Direct-from-wallet spending (no top-ups required)
- Leaderboard-style rewards campaign
Pros
- True Self-Custody: Funds remain in your wallet until the moment of purchase
- No monthly or issuance fees
- Integration with Apple Pay and Google Pay
- Gamified rewards system with high-value physical prizes
Cons
- Physical card currently unavailable/restricted
- Supports USDC only (no other crypto assets for direct spend)
- Available only in UK and EEA currently
- Foreign Exchange fee of 1% applies to non-USD purchases
- Rewards are raffle-based, not guaranteed cashback
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown
Available In (31)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee1%
Detailed Limits
Spending Limits$5,000/transaction, $10,000/day, $30,000/month
Per Transaction
5,000 USD
Daily
10,000 USD
Monthly
30,000 USD
ATM Limits$500/day, $2,500/month
Daily Amount
500 USD
Monthly Amount
2,500 USD
Fee Details
No issuance or monthly fees. 1% FX fee applies to non-USD transactions. Third-party ATM operators may charge their own fees, but Solflare does not.
Limits & Conditions
Per Transaction Limit: $5,000. Daily Spend: $10,000. Monthly Spend: $30,000. ATM Daily: $500. ATM Monthly: $2,500.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeEOA
InfrastructureSolflare
Supported Assets
Chains
Solana
Tokens
USDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsSpecial Campaign 'The Ride' active until Feb 14, 2026. Users earn points per spend to climb a leaderboard. Community spending milestones unlock raffles for luxury cars (e.g., Porsche 911 GT3). No traditional percentage-based cashback.
Payout Frequency
Instant (Points)
Exclusions
Standard exclusions likely apply (money orders, gambling, etc.)
