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prepaid Card•
Spendly Card
by Spendly Inc.
The Spendly Card is a virtual prepaid crypto-to-fiat debit card that allows users to spend Bitcoin, Ethereum, Litecoin, Solana, and Tether without KYC for virtual cards. It is issued by Spendly Inc. via the Obsidian platform and supports Apple Pay and Google Pay. ATM withdrawals are not supported.
SPENDLY CARD
Spendly Inc.
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- No KYC off-ramp for specific card types
Pros
- No KYC required for virtual cards (privacy-focused)
- Supports major cryptocurrencies (BTC, ETH, SOL, LTC, USDT)
- Compatible with Apple Pay and Google Pay
- High maximum load limit ($10,000)
Cons
- No ATM withdrawals supported
- High 4.5% top-up fee
- Cannot be used with PayPal, Venmo, or CashApp
Integrations & Tech
Debit Mode
IBAN Support
iOS App
Android App
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (25)
AlbaniaBelarusCongoCubaDemocratic Republic of the CongoIran
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance Fee$7
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Fee Details
4.5% fee on all crypto top-ups + $7 card creation fee. Additional blockchain network/processing fees may apply for BTC and ETH top-ups.
Limits & Conditions
Maximum Load: $10,000 USD for International Mastercard. Minimum Load: $10 USD. ATM access is not supported.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeOther
InfrastructureObsidian
Supported Assets
Chains
Bitcoin
Ethereum
Solana
Litecoin
Tron
TokensBTCETHLTCSOL
USDT
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsNo rewards or cashback program mentioned in the provided terms.
