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prepaid Card•
Stables Card
by Stables Group
Stables is a digital wallet and card that allows users to spend stablecoins (USDC, USDT) as fiat currency using a Visa card. Users deposit crypto, which is converted to a USD balance for spending. The 'OG Metal' card is listed as 'Coming Soon' and is not currently live, so virtual only as of Jan 2026. Reward point redemption value or system and ATM limits 'TBA'.
STABLES CARD
Stables Group
Cashback
Variable
Annual Fee
Free
FX Fee
2%
Staking
None
N/A
Max Cashback
Paid in Stables Points
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Multi-chain stablecoin deposits
- Direct stablecoin-to-spend conversion model
Pros
- High theoretical reward rates (up to 6% on standard)
- Support for multiple stablecoins and chains
- No monthly fees for the standard card
Cons
- 2% FX fee on non-USD purchases
- Physical/Metal cards are not yet live ('Coming Soon')
- Reward point redemption system not yet worked out
- Additional virtual cards cost $20
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Virtual account details provided for top-ups, but not a full banking IBAN replacement.
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (45)
AfghanistanAlbaniaAngolaBalkansBangladeshBarbados
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Tier Comparison
Virtual
6% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
$20
FX Fee
2% on non-USD spend
ATM Fee
TBD
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee2%
Issuance FeeFree
Shipping FeeFree
Replacement Fee$20
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee2%
Detailed Limits
Spending LimitsNo limit specified
Fee Details
First virtual card is free. Additional virtual cards cost $20. 2% FX fee applies to all non-USD transactions. USD transactions are free.
Limits & Conditions
Official fees page explicitly lists 'Card Transaction Limits' and 'Balance & Deposit Limit' as 'Unlimited'. ATM limits are listed as 'TBD'.
Crypto Capabilities
Security & Custody
Custody ModelCustodial
Wallet TypeExchange Account
InfrastructureVisa
Supported Assets
Chains
Ethereum
Polygon
Arbitrum
Optimism
Avalanche
Solana
Base
Tokens
USDC
USDT
DAI
PYUSD
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsVirtual card earns 'Up to 6%' in points. Future 'OG Metal' card advertises 'Up to 12%'. Redemption value of Stables Points is not explicitly defined and still has to be announced/implemented.
Payout Frequency
Instant
