The X Bank Card
by TheXBanky s.r.o.
TXBFI prepaid Visa cards operated by TheXBanky s.r.o. Four lifetime tiers (Virtual $25, Plastic $300, Metal $1,000, Gold $10,000) with uncapped BTC cashback 0.05%-0.4%. Card top-up from crypto. 0.6% forex per international transaction. $0 monthly/annual. ATM $2.50 domestic / $3.50 international on physical tiers.
Unique Features
- Uncapped BTC cashback by tier (0.05%-0.4%)
- One-time lifetime tier pricing (no subscription)
- High-value Gold tier
Pros
- Virtual and physical Visa card options
- Apple Pay and Google Pay on virtual; Google Pay on physical
- Uncapped BTC cashback 0.05%-0.4% by tier
- $0 monthly and annual fees
- Wide crypto top-up support (BTC, SOL, SUI, XRP, XLM, USDT, USDC)
Cons
- One-time issuance fees $25-$10,000 by tier
- Card top-up / deposit fee (homepage 3%; FAQ 1.8%-2.6% by tier)
- No free ATM - $2.50 domestic / $3.50 international from first withdrawal
- Physical cards: Google Pay only (no Apple Pay)
Integrations & Tech
Tier Comparison
Virtual
0.05% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
0.6% forex per international transaction
Detailed Limits
Fee Details
One-time issuance: Virtual $25, Plastic $300, Metal $1,000, Gold $10,000. $0 monthly/annual. FX 0.6% per international transaction. ATM $2.50 domestic / $3.50 international (physical). Homepage markets 3% card top-up. FAQ lists deposit/top-up 2.6% Virtual/Plastic, 2.4% Metal, 1.8% Gold (see UNSURE).
Limits & Conditions
ATM daily limits (FAQ): Plastic $1,000, Metal $1,500, Gold $3,000. Virtual ATM not listed. Loading described as high / no hard public cap.
Crypto Capabilities
Security & Custody
Supported Assets
