The X Bank Card
by TheXBanky s.r.o.
Prepaid crypto cards from The X Bank (TheXBanky s.r.o.) allowing users to deposit cryptocurrencies and spend instantly at merchants accepting Visa or Mastercard worldwide. They offer four card tiers (Virtual, Plastic, Metal, Gold) with one-time issuance fees ranging from $200 to $10,000. Rewards include both TXB Points (1x-3x) and Cashback (0%-0.8%). The card is funded via a custodial crypto wallet with an extremely high flat 3% top-up fee. Daily cashout limits are strictly defined for physical cards.
Unique Features
- TXB Points rewards system with tiered multipliers
- One-time fee tier access model
- High-value 'Gold' tier for premium users
Pros
- Supports both Visa and Mastercard networks
- Virtual and physical card options
- Apple Pay and Google Pay compatible (virtual)
- High daily cashout limits for physical tiers
- Wide crypto top-up support
Cons
- High one-time issuance fees ($200 - $10,000)
- 3% top-up fee on all tiers
- No free ATM withdrawals (fees start from 1st transaction)
Integrations & Tech
Tier Comparison
Virtual
0% CashbackFee Structure
Detailed Fee Structure
1% to 0.5% depending on tier
Detailed Limits
Fee Details
Top-up fee 3% on all tiers. FX fees on non-USD transactions range from 1% to 0.5% depending on tier. Declined transactions cost 0.5 USDC.
Limits & Conditions
Physical cards have daily cashout limits: $3,000 (Plastic), $4,500 (Metal). Gold card has a 'Request Limit'. Loading limits are described as 'high or no loading limits'.
Crypto Capabilities
Security & Custody
Supported Assets
