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secured-credit Card•
Tria Card
by Threely Dimensions Inc
Tria is a non-custodial, crypto-backed secured credit card. It allows users to spend crypto assets across multiple chains without bridging, utilizing a 0% APR credit model with a 21-day settlement window.
TRIA CARD
Threely Dimensions Inc
Cashback
Up to 6%
Annual Fee
$25
FX Fee
3%
Staking
None
6%
Max Cashback
Paid in TRIA
$25
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Account Abstraction (ERC-4337) wallet
- Gas-less transactions via BestPath
- Credit-against-crypto model
Pros
- Non-custodial (users keep keys)
- 0% APR on purchases
- Multi-chain support with gas abstraction
- High potential cashback (in TRIA tokens)
Cons
- Annual fees on all tiers ($25-$250)
- 3% Foreign Exchange fee
- Rewards paid in volatile native token
- Complex jurisdiction restrictions
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown
Available In (1)
Global
Not Available In (17)
BelarusCubaIndiaIranIraqIsrael
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Tier Comparison
Virtual
1.5% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
Free
FX Fee
Up to 3%
ATM Fee
Up to $2 + 3%
Fee Structure
Annual Fee$25
Monthly FeeNone
FX Fee3%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
ATM Capabilities
ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit3%
Detailed Fee Structure
FX Fee3%
ATM Fee$2.00 + 3%
Component 1$2.00
Component 23%
Detailed Limits
Spending LimitsDynamic
Dynamic based on collateral value
Fee Details
Foreign transaction fee: Up to 3%. ATM Withdrawals: Up to $2 + 3%. Balance Inquiry/Decline: $2.
Limits & Conditions
Spending limits are generally dynamic based on the collateral value in the user's connected wallet.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeAccount Abstraction (ERC-4337)
InfrastructureTria BestPath
Supported Assets
Chains
Ethereum
Polygon
Optimism
Arbitrum
Tokens
USDC
USDTETH
BTC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsRewards are paid in TRIA tokens. Marketing materials claim 'sustainable cashback' of up to 6%, though the provided fee text was silent on this.
Payout Frequency
real-time
Exclusions
Standard exclusions apply; cashback funded by ecosystem grants and processing fees.
