OpenCryptoCards
01
05
secured-credit Card

MEXC x ether.fi Card

by Ether.fi

Non-custodial DeFi-native Visa credit card partnered with ether.fi. Users borrow fiat for spending against on-chain crypto collateral while retaining asset control and earning yield. Flexible repayment with no minimums.

MEXC x ether.fi Card Logo
MEXC X ETHER.FI CARD
Ether.fi
Cashback
Up to 5%
Annual Fee
Free
FX Fee
None
Staking
None
5%
Max Cashback
Paid in USDC, ETH
$0
Annual Fee
3
Premium Perks
Available Regions

Unique Features

  • Non-custodial architecture
  • Seamless integration with MEXC account for funding
  • Spend-to-earn membership progression

Pros

  • High 4% instant cashback
  • Assets stay on-chain (non-custodial)
  • No credit check
  • Mobile wallet support, Apple/Google Pay
  • No fixed spending limits

Cons

  • Complex DeFi mechanics (borrowing/LTV)
  • Restricted in major crypto hubs (USA, Netherlands, Estonia)
  • Virtual-first (physical card is tier-restricted)
  • Advanced KYC and address verification required
  • Collateral volatility risk if not repaid

Integrations & Tech

Apple Pay
Google Pay
Debit Mode
IBAN Support
iOS App
Android App
Credit Mode
AvailableExcludedUnknown

Available In (77)

ArgentinaAustraliaAustriaBangladeshBelgiumBolivia

Not Available In (10)

CanadaChinaIndiaIndonesiaIsraelNetherlands
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Tier Comparison

Core

4% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
$10
FX Fee
0% for MEXC Users (Standard ether.fi is 1%)
ATM Fee
2% Flat Fee
Tier Perks
Virtual Card(Instant access to virtual Visa for Apple/Google Pay.)
Yield-Bearing Collateral(Earn ~3-4% APR on your collateral (eETH) while spending.)
Purchase Protection(Visa Signature protection up to $2,000.)

Fee Structure

Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

Detailed Limits

Spending LimitsDynamic

No fixed fiat limit. Spending power determined by crypto deposit value (LTV ratio)

Fee Details

Card issuance is free. Users pay standard gas fees when moving assets on-chain to fund the collateral account.

Limits & Conditions

There is no fixed fiat limit. Your spending power is determined by the value of the crypto you deposit into the ether.fi Cash account (Loan-to-Value ratio).

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeSmart Contract
Infrastructureether.fi (via Scroll L2)

Supported Assets

Chains
Scroll
Scroll
Ethereum
Ethereum
Arbitrum
Arbitrum
Base
Base
Tokens
USDC
USDC
USDT
USDT
ETH
ETH
wETH
wETH
weETH
weETH
eBTC
eBTC
ETHFI
ETHFI
SCR
SCR
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

4% CashbackInstant cashback on all eligible purchases.
Yield-Bearing CollateralYour deposited crypto (e.g., eETH) continues to earn staking yield while being used as collateral for the credit line.
Travel PerksAirport lounge access and hotel discounts for high-tier members.
Rewards Program Details'Instant Automatic Cashback' fixed at 4% for MEXC users. This is a boost over the standard ether.fi rate (3%).
Payout Frequency
Instant

Frequently Asked Questions

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