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debit Card•
Tuyo Card
by Tuyo Inc.
Tuyo is a virtual-first crypto card built on the Base network. It provides personal virtual bank accounts (US/EU/MXN) that auto-convert incoming fiat to USDC, allowing users to spend stablecoins via Visa while maintaining self-custody.
TUYO CARD
Tuyo Inc.
Cashback
Variable
Annual Fee
Free
FX Fee
1%
Staking
None
N/A
Max Cashback
Paid in TUYO Points, Yield (USDC)
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Pass-through fiat rails (Bridge Ventures)
- USDC-native spending on Base
- Seasonal Points Program
Pros
- Self-custodial (users hold keys)
- 0% fees on USD transactions
- Virtual IBANs for auto-converting fiat to crypto
- High daily spend limit ($10k)
Cons
- No ATM withdrawals
- No physical card available yet
- 1% fee on non-USD transactions
Integrations & Tech
IBAN Support
iOS App
Android App
Debit Mode
Credit Mode
IBAN: Gives users a virtual IBAN or USA account. EUR accounts have temporarily disabled transfers from third parties, so current only you yourself can wire money to it.
AvailableExcludedUnknown
Available In (52)
ArgentinaAustriaBelgiumBoliviaBrazilBulgaria
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available
Tier Comparison
Standard
0% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
Free
FX Fee
1% spread on non-USD
ATM Fee
ATM not supported
Fee Structure
Annual FeeFree
Monthly FeeNone
FX Fee1%
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
FX Fee1% (Up to 1% FX spread on non-USD)
Up to 1% FX spread on non-USD
Detailed Limits
Spending LimitsDynamic
$10k to start, increases with usage
Fee Details
0% fees for USD transactions. 'Up to 1% FX spread' applies to non-USD transactions. Crypto-to-USDC conversion within the app is advertised as free.
Limits & Conditions
Daily spending limit is strictly $10,000 USD to start, with increases available based on usage history. ATM withdrawals are explicitly not supported.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureBridge Ventures (Fiat) / Rain (Card)
Supported Assets
Chains
Base
Ethereum
Arbitrum
Optimism
Polygon
Tokens
USDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsDual reward system: 1) Passive APY on USDC held in the wallet (via DeFi protocols, not bank interest). 2) 'TUYO Points' for spending, intended for a future token generation event.
Payout Frequency
Daily (Yield); Seasonal (Points)
