Tuyo Card
by Tuyo Inc.
Tuyo is a virtual-first crypto card built on the Base network. It provides personal virtual bank accounts (US/EU/MXN) that auto-convert incoming fiat to USDC, allowing users to spend stablecoins via Visa while maintaining self-custody.
Unique Features
- Pass-through fiat rails (Bridge Ventures)
- USDC-native spending on Base
- Seasonal Points Program
Pros
- Self-custodial (users hold keys)
- 0% fees on USD purchases within the US
- Virtual IBANs for auto-converting fiat to crypto
- ATM withdrawals supported (Visa; limits apply)
Cons
- No physical card available yet
- FX 1% + abroad 1% can stack to 2% on some purchases
- ATM capped at $250/withdrawal and 3 attempts per rolling 24h
Integrations & Tech
Available In (49)
Not Available In (29)
Tier Comparison
Standard
0% CashbackFee Structure
Detailed Fee Structure
1% FX when spend currency != USD; plus 1% abroad fee on purchases outside the US (card provider); both can stack up to 2%.
Detailed Limits
Marketing $10k/day; help says $50k/$100k/$200k — left at $10k
Fee Details
0% issuance/monthly and 0% for USD purchases within the US. Help docs: 1% FX fee when spending in a non-USD currency, plus 1% abroad fee on any purchase outside the US (card provider); both can apply together (up to 2%). ATM: supported at Visa ATMs; operator fees/FX external; $250 incl. surcharge per withdrawal.
Limits & Conditions
Marketing (tuyo.com/card): $10,000 USD/day starting, increases with usage. Help (card-limits): new cards up to $50,000/day, then $100,000 / $200,000 with cumulative spend — conflict, OCC structured daily left at $10k. ATM: max $250 USD per withdrawal (incl. surcharge); max 3 ATM attempts per rolling 24 hours.
Crypto Capabilities
Security & Custody
Supported Assets
