Utorg Crypto Card
by UTORG LABS HOLDING LTD
⚠️ CRITICAL WARNING: Crypto services are temporarily suspended as of 2024/2025 pending MiCA authorization from the Bank of Lithuania. While the card is issued by Quicko (fiat issuer), the bridge to convert/load crypto is managed by Utrg UAB, which has halted operations. Users currently cannot buy or likely convert crypto to top up the card. Virtual-only card restricted to EEA residents.The Utorg Crypto Card is a virtual Mastercard that allows users to spend crypto by converting it to fiat within the non-custodial Utorg app. It currently offers a promotional zero-fee structure for payments and FX.
Unique Features
- Non-custodial wallet architecture with fiat card integration
Pros
- Non-custodial wallet integration
- Zero fees on payments and FX (Limited Time)
- Quick issuance (Virtual)
- High monthly spending limit (€50k)
Cons
- Virtual only (No physical card available)
- No cashback or rewards
- Restricted to EEA residents
- ⚠️ Crypto services temporarily suspended (MiCA compliance)
Integrations & Tech
Available In (30)
Fee Structure
Fee Details
Zero fees on payments, monthly maintenance, and FX conversions are explicitly marketed as a 'limited time' offer. Standard network or spread fees may still apply to crypto-to-fiat conversions within the app.
Limits & Conditions
Monthly spending limit up to €50,000. ATM withdrawals are not applicable as the card is virtual-only.
Crypto Capabilities
Security & Custody
Supported Assets
