WhiteBIT Nóva
by Wallester AS
The WhiteBIT Nóva is a Visa debit card integrated with the WhiteBIT exchange, allowing users in the EEA and Ukraine to spend crypto with automatic conversion to EUR. Distinctive features include the ability to select 3 specific spending categories for cashback (changeable every 7 days) and a high daily spending limit (€10,000). While marketing claims '0% fees', this applies to issuance and maintenance; FX spreads likely apply during crypto-to-fiat conversion.
Unique Features
- Spending Power widget showing total liquidity
- Cashback paid in BTC or WBT
Pros
- High cashback (10%) on subscriptions
- No monthly or issuance fees for virtual cards
- Available in Ukraine (rare for EU crypto cards)
- Daily spending limit is high (€10,000)
- Supports Apple Pay and Google Pay
Cons
- Cashback capped at €25/month
- Cashback requires manual claiming (min €5)
- Physical card delivery fee (€12+)
- Limited to 3 active reward categories at a time
- Custodial (funds held on exchange)
Integrations & Tech
Available In (31)
Fee Structure
Fee Details
Virtual card: Free. Physical card shipping: €12 (Standard), €20 (DHL), €40 (DHL Express). Inactivity: Marketing says €0, but FAQ states €5 fee for 'reactivation' after 3 months of inactivity. Top-up via bank transfer: 0.1%. Crypto top-up: 0%. POS Transaction fee: Marketing claims 0%, but spread may apply.
Limits & Conditions
Daily spending limit can be lowered by user. ATM limits apply to physical cards only. All limits calculated in EUR.
Crypto Capabilities
Security & Custody
Supported Assets
