01
05
debit Card•Referral Bonus•
xPortal Card
by xPortal
A prepaid debit card by xPortal offering virtual and physical options. It supports both MultiversX and SUI ecosystems, with specific benefits for each. Users can spend crypto instantly with a 1.49% conversion fee.
Referral Bonus
$5 referral bonus
XPORTAL CARD
xPortal
Cashback
Up to 0.5%
Annual Fee
Free
FX Fee
None
Staking
None
0.5%
Max Cashback
Paid in EGLD, UTK, XMN
$0
Annual Fee
0
Premium Perks
Available Regions
Unique Features
- Two card variations: MultiversX (Event discounts) and Sui (Priceless cashback)
- Instant crypto-to-fiat conversion (1.49% fee)
- Non-Custodial 'Bridge' Model: Combines EOA security with Fiat spendability
- Super App Integration: Manages Chat, NFTs, and Staking alongside the card
Pros
- Free issuance, Virtual & Physical options, low shipping fee
- True Non-Custodial Ownership: You keep your keys
- Apple/Google Pay support
- Mastercard Priceless cashback (Sui variant)
Cons
- Low ATM withdrawal limit (€500/mo)
- Top-up limits are restrictive (€10k/mo) compared to older fees page
- Conversion Fee: 1.49% fee applies when swapping crypto to fiat
- Prepaid Model: Must top-up balance before spending (not a direct on-chain spend)
Integrations & Tech
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
AvailableExcludedUnknown
Available In (30)
AustriaBelgiumBulgariaCroatiaCyprusCzech Republic
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
IssuanceFree
ShippingFree
ReplacementFree
Tier Comparison
Fresh Mint
0.5% CashbackStake Required
Free
Issuance Fee
Free
Replacement Fee
$10
FX Fee
Standard FX rates apply (up to 2.5% in older docs, unspecified in new marketing)
ATM Fee
2% + €1 (estimated from standard terms)
Tier Perks
•Ecosystem Perk(Choice of: Up to 5% discount on MultiversX events (MultiversX variant) OR Up to 10% International Cashback via Mastercard Priceless (Sui variant).)
Fee Structure
Annual FeeFree
Monthly FeeNone
FX FeeNone
Issuance FeeFree
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto Conversion1.49%
Credit CheckNot Required
Top-Up FeeFree
Detailed Fee Structure
Top-Up Fee1.49% (Crypto purchase via xMoney: 1.49%)
Crypto purchase via xMoney: 1.49%
Detailed Limits
Spending Limits€2,500/day, €10,000/month
Daily
2,500 EUR
Monthly
10,000 EUR
ATM Limits€500/month
Monthly Amount
500 EUR
Fee Details
Issuance is Free. Shipping: €5.99 (Romania) / €9.99 (International). Crypto purchase fee via xMoney: 1.49%.
Limits & Conditions
Limits per marketing table: Daily Top-up €2,500; Monthly Top-up €10,000; Daily Spend €5,000; ATM withdrawals €500/mo.
Crypto Capabilities
Security & Custody
Custody ModelNon-Custodial
Wallet TypeEOA
InfrastructureProprietary
Supported Assets
Chains
MultiversX
Sui
Bitcoin
Ethereum
Solana
Polygon
Tokens
EGLDSUIBTCETH
USDC
USDTSOL
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring
Lifestyle Benefits
No specific perks listed for this card.
Rewards Program DetailsBase cashback is capped at 0.5% based on staking. The 'Sui Card' variation lists an additional 'Up to 10% International Cashback' via Mastercard Priceless.
Referral Bonus
$5 referral bonus
Exclusions
Standard exclusions apply (ATM, Gambling, wire transfers, money orders, money transfers, insurance services, insurance sales, insurance underwriting, insurance premiums, cash disbursement, stored value funding, funding of cards and accounts, etc.)
