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Zebec Card

by Zebec Network

Zebec Card is a multi-chain, non-custodial crypto debit card series (Silver, Carbon, Black) powered by Mastercard. It bridges real-time streaming finance with everyday spending, offering virtual-instant access with minimal KYC for lower tiers and high-limit physical cards for premium users. Rewards are unique, utilizing a 'Real-Yield' and 'Airdrop' model (Points/ZBCN) rather than standard cashback.

Zebec Card Logo
ZEBEC CARD
Zebec Network
Cashback
Variable
Annual Fee
Free
FX Fee
None
Staking
None
N/A
Max Cashback
Paid in ZBCN, Partner Tokens (Airdrops)
$0
Annual Fee
1
Premium Perks
Available Regions

Unique Features

  • Streaming finance integration
  • Single-load disposable option (Silver)
  • Airdrop-based reward system

Pros

  • True non-custodial loading (funds stay in wallet until load)
  • No monthly/transaction fees on Silver/Carbon
  • Instant virtual access
  • Minimal KYC for Silver tier
  • Supports recurring payments (Carbon/Black)

Cons

  • Silver tier is non-reloadable (must buy new card)
  • No guaranteed percentage cashback (variable airdrops)
  • Black tier has monthly/top-up fees + $0.30 transaction fee
  • ATM access restricted to Black tier

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
Global availability (excluding sanctioned regions)
AvailableExcludedUnknown

Available In (1)

Global

Not Available In (13)

BelarusCrimea Region of UkraineCubaDonetsk Region of UkraineIranLuhansk Region of Ukraine
Virtual Card
Available
Instant digital issuance.
Physical Card
Available
MaterialPlastic
Issuance$8
ShippingFree
ReplacementFree

Tier Comparison

Silver

0% Cashback
Stake Required
Free
Issuance Fee
Free
Replacement Fee
Free
FX Fee
Variable FX rates apply
ATM Fee
ATM not supported
Tier Perks
Instant Activation(No ID scan required for low amounts; active in seconds.)
No Commitments(No monthly fees, disposable nature.)

Fee Structure

Annual FeeFree
Monthly Fee$1
FX FeeNone
Issuance Fee$8
Shipping FeeFree
Replacement FeeFree
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Fee After Limit2%

Detailed Fee Structure

FX Fee0% (Silver/Carbon: $0 all fees. Black: 2% top-up fee)

Silver/Carbon: $0 all fees. Black: 2% top-up fee

Detailed Limits

Spending Limits$10,000/day
Daily
10,000 USD

Fee Details

Silver and Carbon have $0 issuance, $0 monthly, and $0 transaction fees. Black has a $1 monthly fee, ~$1 activation, ~2% top-up fee, and a fixed $0.30 fee per transaction. Variable FX fees apply to all tiers if spending currency differs from card denomination (USD/EUR/GBP).

Limits & Conditions

Silver/Carbon: $10,000 daily cumulative spend limit. Silver is single-load ($1,000 max per card). Black: No strict spending limit advertised, supports high volume.

Crypto Capabilities

Security & Custody

Custody ModelNon-Custodial
Wallet TypeSmart Contract
InfrastructureMastercard (Network), Mobilum (Processor for Black)

Supported Assets

Chains
Solana
Solana
Ethereum
Ethereum
BNB Chain
BNB Chain
Polygon
Polygon
Base
Base
Tron
Tron
Tokens
USDC
USDC
USDT
USDT
SOL
SOL
ETH
ETH
BNB
BNB
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

Weekly AirdropsReceive ZBCN and partner tokens based on usage.
Rewards Program DetailsRewards are distributed via 'Zebec Points' and weekly Airdrops (ZBCN and partner tokens) based on card usage and ZBCN staking tiers. No fixed percentage cashback on spend.
Payout Frequency
Weekly

Frequently Asked Questions

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