Binance Card
by Binance
The Binance Card is a prepaid crypto card issued in partnership with Dock and Mastercard. It allows users to spend 14+ cryptocurrencies and BRL fiat at over 90 million merchants globally. It features a unique 'spend-to-unlock' cashback model rather than holding BNB. As of Jan 2026, the Binance Card is exclusively available in Brazil, Peru and Colombia. Standard cashback is capped at 2% (120 BRL).
Unique Features
- Auto-conversion priority settings in dashboard
- Support for FDUSD and specialized assets
- Seamless integration with Binance Funding Wallet
Pros
- No issuance or annual fees
- Real-time crypto-to-fiat conversion
- Integration with Pix for fast BRL top-ups
- Up to 3% cashback (during promo periods)
- Funds legally protected/segregated (Nest entities)
Cons
- 0.9% fee on every crypto transaction
- 1-2% FX fee on international purchases
- Cashback caps are relatively low (120-250 BRL)
- Only available in Brazil, Peru and Colombia
Integrations & Tech
Available In (3)
Tier Comparison
Level 1
0.5% CashbackFee Structure
ATM Capabilities
Detailed Fee Structure
1-2% FX fee (IOF taxes may apply)
Detailed Limits
Fee Details
Foreign Exchange Fee: 1-2% (IOF taxes may apply). Physical card cancellation within 1 year: 30 BRL. ATM Fee: 2 free withdrawals/month, then 1.5 USD per withdrawal.
Limits & Conditions
All limits in BRL. Monthly spending limit increases to 150,000 BRL for KYC Level 3 users. Annual spending limit: 200,000 BRL (KYC 1) to 600,000 BRL (KYC 3). ATM max withdrawals: 3/day, 30/month.
Crypto Capabilities
Security & Custody
Supported Assets
