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prepaid Card

Coin98 Fusion Card

by Ninety Eight

The Coin98 Fusion Card is a Visa-powered hybrid payment solution that bridges decentralized finance (DeFi) with traditional retail. It allows users to top up stablecoins (USDT/USDC) directly from their non-custodial Coin98 Super Wallet. Unlike typical crypto cards that require moving funds to a centralized exchange first, the Fusion Card focuses on a "one-tap" transition from a DeFi wallet to a spendable Visa balance. It is separate from the 'Zen Card' (which is a hardware signer) they offer.

Coin98 Fusion Card Logo
COIN98 FUSION CARD
Ninety Eight
Cashback
Up to 2%
Annual Fee
Free
FX Fee
1.5%
Staking
None
2%
Max Cashback
Paid in C98, USDT
$0
Annual Fee
0
Premium Perks
Available Regions

Pros

  • Self-Custody wallet
  • Apple/Google Pay support
  • No general fees, issuance fee refunded
  • High SGD 200,000 ($150k) annual limit

Cons

  • 1% Top-up fee
  • Restricted to APAC
  • Physical cards 'coming soon'

Integrations & Tech

Apple Pay
Google Pay
iOS App
Android App
Debit Mode
IBAN Support
Credit Mode
IBAN: Virtual Account (DCS)
AvailableExcludedUnknown

Available In (27)

AustraliaBangladeshBruneiCambodiaChinaFiji
Virtual Card
Available
Instant digital issuance.
Physical Card
Not Available

Fee Structure

Annual FeeFree
Monthly FeeNone
FX Fee1.5%
Issuance Fee$9
Shipping FeeFree
Replacement Fee$10
Inactivity FeeNone
Crypto ConversionFree
Credit CheckNot Required
Top-Up FeeFree

ATM Capabilities

ATM Fee (Domestic)N/A
ATM Fee (Intl)N/A
Free Withdrawal Limit$200/monthly
Fee After Limit2%

Detailed Fee Structure

Top-Up Fee1%

Detailed Limits

Spending LimitsS$200,000/year
Yearly
200,000 SGD

Fee Details

1% top-up fee. No monthly or annual fees. FX fees apply for non-USD transactions as the card base currency is USD/SGD. $9 upfront issuance fee, that is refunded after activation, making it free.

Limits & Conditions

Limits are controlled by DCS Card Centre and vary based on KYC levels. SGD200,000 (12-month rolling) spending limit.

Crypto Capabilities

Security & Custody

Custody ModelHybrid
Wallet TypeMPC
InfrastructureDCS Card Centre

Supported Assets

Chains
BSC
BSC
Ethereum
Ethereum
Viction
Viction
Avax C Chain
Avax C Chain
Optimism
Optimism
Base
Base
Polygon
Polygon
Tokens
USDT
USDT
USDC
USDC
Yield on Collateral
On-chain History
Governance Rights
Credit Scoring

Lifestyle Benefits

No specific perks listed for this card.
Rewards Program DetailsStandard ongoing cashback is tier-based (linked to X-Points/C98 holding), typically ranging from 0.5% to 2%.
Payout Frequency
Monthly
Exclusions
Standard Visa exclusions: ATM withdrawals, quasi-cash, and gambling.

Frequently Asked Questions

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