Laso Card
by Laso Finance
Laso Finance (Laso Finance LLC, a FinCEN-registered money services business in Austin, Texas) issues virtual prepaid cards funded with stablecoins (USDC, USDT, DAI) deposited on Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism or BNB Chain. Non-reloadable (single-load) cards come in three versions: USA (USD, U.S. merchants only, $5 to $1,000, 0% fee), Canada (CAD, Canadian merchants only, 0% fee) and International (USD, 100+ countries, $100 to $1,000, 3.8% card purchase fee, about 2% FX on non-USD spend). Non-reloadable cards need no identity documents, are valid for 6 months and can be added to Google Pay or Samsung Pay (Apple Pay is currently paused on them). A newer reloadable card (top up $5 to $1,000 at a time, no top-up fee, balance never expires, Apple Pay and Google Pay) requires identity verification. Cards are virtual only: no physical card and no ATM withdrawals.
Unique Features
- Zero personal data collection on non-reloadable cards (wallet-native sign-in)
Pros
- No KYC / ID documents for non-reloadable cards
- Instant issuance via crypto deposit
- Multi-chain support (ETH, SOL, Base, etc.)
- 0% fee on USA, Canada and reloadable cards
Cons
- Non-reloadable cards expire after 6 months; leftover funds are lost
- $1,000 max load and $1,000 daily spend per card
- No ATM withdrawals (not permitted on any card)
- International cards: 3.8% purchase fee and about 2% FX on non-USD spend
- USA and Canada cards only work when physically in the U.S. or Canada
- Reloadable card requires identity verification
Integrations & Tech
Available In (1)
Not Available In (93)
Tier Comparison
U.S. Non-Reloadable
0% CashbackFee Structure
Detailed Fee Structure
Card load: 0% on USA, CAD and reloadable cards; International card 3.8% purchase fee. Refund/withdrawal fee 14% ($10 min) where a refund is possible.
Detailed Limits
Fee Details
Issuer fee schedule (laso.finance/fees) and card comparison (laso.finance/compare), checked 5 Oct 2026: no monthly, transaction, maintenance or decline fees; card issuance free. USA and CAD non-reloadable: 0% deposit fee. International non-reloadable: 3.8% card purchase fee (shown as 0% during a limited-time promotion on 5 Oct 2026); about 2% FX on non-USD transactions. Reloadable card: 0% top-up fee. Withdrawal/refund: the compare page lists no withdrawals for USA and CAD cards and 14% ($10 min, if possible) for International; the fees table shows 14% ($10 min) on all non-reloadable cards, only where a refund is possible. Non-reloadable cards expire after 6 months and leftover funds are lost; reloadable balance never expires.
Limits & Conditions
Help center (All about limits): $1,000 max load per non-reloadable card and $1,000 daily spend per card (FinCEN prepaid access rules); no cap on the number of transactions within that. Up to 6 non-reloadable cards or $6,000 total per day. Order ranges: USA $5 to $1,000 ($20 minimum on the web form), International $100 to $1,000. Reloadable card: top up $5 to $1,000 at a time. ATM withdrawals are not permitted.
Crypto Capabilities
Security & Custody
Supported Assets
