Moon Prepaid Card
by Moon LLC
As of early 2026, there is a high volume of user reports alleging the platform has gone offline or is refusing refunds. Moon offers virtual Visa prepaid cards funded with cryptocurrency (Bitcoin, Lightning, USDC, USDT). The service is designed for privacy and ease of use, allowing users to spend crypto without direct fiat on-ramps. It features two card types: the reloadable Moon X Card for global use and the disposable Moon 1X Card for US merchants.
Unique Features
- Disposable '1X' cards for single-use security
- Direct Lightning Network integration
- User-controlled 'Moon Credit' balance
Pros
- No KYC (for basic tiers/historically)
- Non-custodial (users hold funds until load)
- Supports Lightning Network for instant low-fee payments
- Virtual cards generated instantly
- No FX fees on Moon X Card
Cons
- High transaction fee on Moon X Card (1%, min $1)
- Monthly spending limit is relatively low ($4,000)
- No physical card available
- No mobile wallet support (Apple/Google Pay) yet
- Recent reports of service instability (Dec 2025)
Integrations & Tech
Available In (1)
Tier Comparison
Tier 1
0% CashbackFee Structure
Detailed Fee Structure
Moon X: 1% per purchase (min $1). Moon 1X: 0%
Detailed Limits
Fee Details
**Moon X Card:** First card Free, additional cards $2.99. Transaction fee: 1% per purchase (Min $1.00). No FX fees. **Moon 1X Card:** Issuance fee $1.49 per card. Transaction fee: 0%. **Refunds:** Processed in BTC minus network/partner fees.
Limits & Conditions
**Account-wide Spend Limit:** $4,000 per month (across all cards). **Moon X Card Creation:** 10/day, 30/month. **Moon 1X Load:** Min $5, Max $1,000. **Moon Credit Purchase Limit:** $10,000 daily, $30,000 monthly.
Crypto Capabilities
Security & Custody
Supported Assets
