PEXX Card
by PEXX Technology HK Ltd
The PEXX Card is a virtual Mastercard that allows users to spend USDT and USDC balance directly. It is designed for freelancers and digital nomads, offering US banking details to non-residents and paying yield on account balances. As of Jan 2026, PEXX has discontinued Visa cards and strictly issues Virtual Mastercards. There is currently no physical card available. The platform functions as a stablecoin neobank, offering USD virtual accounts to non-US residents and paying interest (approx. 10% APY) on held stablecoins. Spending is deducted from the wallet balance. ATM withdrawals are not supported.
Unique Features
- Referral program pays commission on referees' spend volume
- Functions as a stablecoin neobank with interest yield
Pros
- No Annual or Issuance Fees
- Earn ~10% APY on idle stablecoins
- US Banking details for non-US residents
- Available in 50+ countries (Asia, Africa, LATAM)
Cons
- Virtual only (No physical card, no ATM withdrawals)
- 0.6% Transaction Fee on all spend
- 1.2% FX markup on foreign currency
- Custodial (Not your keys)
Integrations & Tech
Available In (52)
Fee Structure
Fee Details
0.6% Transaction Fee + 1.2% FX Fee (for non-USD spend). Authorisation fees of $0.10-$0.50 may apply per transaction. Minimum top-up is $2 USD.
Limits & Conditions
ATM withdrawals are not supported (Virtual Card). Specific daily spending limits are not publicly disclosed ('No spending limits' advertised).
Crypto Capabilities
Security & Custody
Supported Assets
